Navigating the new reality of enterprise payments
In the rapidly evolving financial services landscape, supporting enterprise payments presents a unique set of opportunities and challenges for banks. From real-time payments growth to natively taking on ISO 20022 messaging standards across a variety of rail types, financial institutions face new complexities as they strive to mitigate changing regulatory and technical requirements and meeting the demand of a modern market. ACI’s payments hub delivers end-to-end payment and fraud preventive solutions to financial institutions across wholesale and retail business lines.
Acquiring for all channels and interfaces
Build and scale end-to-end enterprise payments from instant onboarding to global payouts. ACI Acquiring allows you to increase transaction volumes and optimize margins with one simple, secure enterprise payments solution.
- Increase revenue by offering billing services, accepting new payment types and reducing cost per transaction
- Manage risk by reducing false positives and staying compliant with PCI-SSF, strong customer authentication (SCA)
- Reduce operational costs with efficient authorization of enterprise payment processing through a scalable transaction engine
- Centrally monitor and control entire IT-based enterprise payment infrastructure systems
One issuing solution for multiple payment types
A single issuing platform for all payment types, backed by cutting-edge security, flexible cloud-ready technology and multi-language, multi-currency, multi-institution capabilities
Complete real-time payment processing
Connect to global schemes and deliver real-time payment processing across domestic and regional schemes to increase revenue and market share and to reduce operational costs
Simplify integration for merchant applications, including support for Request to Pay (RtP), person-to-person (P2P) and recurring payments
Launch value-added services rapidly with built-in open banking capabilities
Support and enrich payment processing with a flexible solution that offers value-added capabilities such as multi-tenant, multi-bank, multi-time zone, multi-currency, Swift GPI, Swift Go and 24×7 capabilities within the entire payments ecosystem
Driving ATM and self-service banking
Deliver consumers a richer self-service, omnichannel digital experience while meeting the challenges of fewer cash transactions, reduced branch access and increased regulatory mandates
Fraud management driven by responsible artificial intelligence
Transform fraud management into intelligent, data-driven insights and generate higher trust and confidence with consumers without losing revenue
- Detect community fraud signals faster using data science, an incremental learning model, network intelligence and fraud consultancy experts
- Prevent all types of payments fraud including real-time, card, check, ACH, authorized push payment scams, digital and online fraud, internal and anti-money laundering (AML)
- Deploy new bank fraud detection and prevention strategies rapidly using the Microsoft Azure marketplace
- Comply with changing fraud regulations and exemptions while providing a differentiated consumer experience using transaction risk analysis (TRA)
Customize your deployment
Flexible deployment options to achieve the full benefits of payments infrastructure modernization and adaptability
