Open Payments Platforms in the New Payments Ecosystem

APIs and the Rise of Open Banking

Fast, Open, Secure and Disruptive.

New regulations mandate an open banking ecosystem where financial data is shared through third-party APIs.

Building a truly open payments platform puts you ahead of the competition when it comes to generating new revenue streams as digital payments explode.

Open APIs

Reshaping the Payments Landscape

The Emerging Market Opportunity

Open APIs in Commercial Banking

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The Art of Open Banking

Laying Plans

Payments Meet the Open Banking Platform

What is Open Banking?

Open banking is a standard established by European regulators and the UK government, instructing banks on how to deal with their customers’ financial information.

It is an open source API that provides access to third-party developers and applications. It allows software developers to link one discreet software application to another, enabling the two to communicate and interact to develop new functions, capabilities and aggregate accounts.

Learning To Thrive With An Open Payments Platform

The industry is marching ahead with new open banking models and open regulatory environments such as the European Union’s PSD2 framework and open API initiatives. Open Banking has become a movement in payments that’s stimulating competition, innovation and collaboration among all kinds of providers.

In a new open payments report, ACI and First Annapolis answer:

  • What are the key pillars of payments ‘Openness’?
  • How will PSD2 and Open API’s impact my organization?
  • How can I use Open API’s to better meet customer needs?

Post-Purchase – Improve Customer Experience by integrating transaction, receipt, guarantee and reconciliation data for both consumers and merchants. 

Open Trends and Industry Influence


Of FinTechs ranks open APIs as an opportunity for growth


Open APIs Ranked the #1most important trend in UK finance


Of banks believe APIs to be a top opportunity for partnerships