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The global payments ecosystem is constantly evolving into a complex global network. As new Fintech startups disrupt the way we move money around the world, businesses of all sizes need to keep informed about the changing payments landscape. To remain relevant and competitive, you need to understand today’s payment trends and consider how to advance your payment processes to meet the demands of modern commerce.

On this page, you’ll find our handpicked whitepapers, reports, blog posts and videos for you to consult on a variety of important payment topics. 

Cost and Value in Banks — A Model Fit for the Digital Era?

Research from The European Research Institute (ECRI) brings fresh insight into how the banking sector manages costs while balancing the need to add value to services provided to both retail and corporate customers.

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Strategies for Fighting Fraud in the Real-Time World

In tackling payments fraud, PSPs are increasingly turning to technology. Successful fraud prevention is all about decision-making – accepting the good transactions and denying the fraudulent ones – with the best available information in real-time.

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Innovation, Distributed

This report maps the symbiotic relationship between banking and Fintech 2.0. 

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Global Payments Insight Series

Check out our series of reports for insights into how to stay competitive in the changing payments landscape.

See the Series

Key Drivers

From browsing to purchasing, new technologies are altering the payments industry. In particular, The Internet of Things (IoT), Blockchain, and Open APIs have worked their way into the mainstream. Check out our white papers, blog posts and videos for insights into how these innovations are driving significant consumer and business trends.


Consult these resources to learn how Blockchain secures data, avoids duplication, decentralizes information, shares it publically and automatically executes smart contracts, among a host of other innovative benefits for payment systems.

Whitepaper | Unlocking the real benefits of Blockchain through its ‘Sweet Spot’

Blog | Blockchain Is Hot, But Where’s the Beef?

Blog | Is Blockchain Ready?

Blog | Blockchain For Retailers: Producing Real Business Benefits

Open APIs

Open APIs are transforming the payments experience for both individual customers and global corporations. Consult these resources to examine how software intermediaries are rapidly emerging as future drivers of banking and financial services.

Blog | The Magical Mystery API Is Waiting to Take You Away…Waiting to Take You Away

Blog | Open APIs, PSD2, Blockchain and Marmite...The Deliciousness of Payments

Blog | Open API Architecture is Now a Prerequisite for Merchants