Skip to content

The global payments ecosystem is constantly evolving into a complex global network. As new Fintech startups disrupt the way we move money around the world, businesses of all sizes need to keep informed about the changing payments landscape. To remain relevant and competitive, you need to understand today’s payment trends and consider how to advance your payment processes to meet the demands of modern commerce.

On this page, you’ll find our handpicked whitepapers, reports, blog posts and videos for you to consult on a variety of important payment topics. 

Cost and Value in Banks - A Model Fit for the Digital Era?

Research from The European Research Institute (ECRI) brings fresh insight into how the banking sector manages costs while balancing the need to add value to services provided to both retail and corporate customers.

Read the Research Report
abstract digital screen
5 key strategies

Balancing Simplicity with Diversity: Transforming Payments Systems for the Digital Age

Does your payment infrastructure need modernization? Read our white paper to learn the best ways businesses can leverage digital payment innovations to stay efficient and competitive.

Read the Whitepaper blank
chessboard

The Future of Payments: Who Is Positioned for Advantage?

This paper explores how changing payment systems alter the relationship of consumers to banks and retailers, as well as the strategic consequences of the new payment landscape.

Read the whitepaper blank
digitalized world

The Future of Payments in a Digitalized World

In this paper, we demonstrate that, by adopting digital payment systems, banks are in a better position to compete technologically and financially.

Read the whitepaper blank
distruption

Innovation, Distributed

This report maps the symbiotic relationship between banking and Fintech 2.0. 

Read Fintech Disruptors Report blank
telco

Instant Payments — The Journey So Far

This paper explores why there has been such a push for instant payments around the world.

READ THE WHITEPAPER blank
Insights and opinions

An Insider's View to Payments & FinTech

This report delivers the top findings of the 2017 Global Payments Innovation Jury, comprising 70 successful payments executives from 37 countries. 

Read the Report blank

Global Payments Insight Series

Commerce is being disrupted as consumers demand speed, convenience and simplicity. To serve their needs, banking and payments have been radically altered as Fintech entrants provide the market with new digital tools. Feeling a little threatened? Then check out our series of reports for insights into how to stay competitive in the changing payments landscape.

Access the Report

Key Drivers

From browsing to purchasing, new technologies are altering the payments industry. In particular, The Internet of Things (IoT), Blockchain, and Open APIs have worked their way into the mainstream. Check out our white papers, blog posts and videos for insights into how these innovations are driving significant consumer and business trends.

Internet of Things

The Internet of Things (IoT) is changing how commerce and payment transactions are conducted. Consult these resources to explore how the financial services industry can both address the challenges and seize the opportunities.

Whitepaper | Enabling the Internet of Things: Why banks should be part of the Fabric of the IoT

Video | Bringing IoT and Payments Together

Blog | IoT, Blockchain, Predictive Analytics and Voice First: 2017 Payments Predictions

Blog | Connected Devices are Opening Up New Forms of Payments and Partnerships

Blockchain

Consult these resources to learn how Blockchain secures data, avoids duplication, decentralizes information, shares it publically and automatically executes smart contracts, among a host of other innovative benefits for payment systems.

Whitepaper | Extending The World Of Payments To Blockchain 

Whitepaper | Unlocking the real benefits of Blockchain through its ‘Sweet Spot’

Blog | Blockchain Is Hot, But Where’s the Beef?

Blog | Is Blockchain Ready?

Blog | Blockchain For Retailers: Producing Real Business Benefits

Open APIs

Open APIs are transforming the payments experience for both individual customers and global corporations. Consult these resources to examine how software intermediaries are rapidly emerging as future drivers of banking and financial services.

Video | Open APIs and Real-Time are Hand in Glove

Blog | The Magical Mystery API Is Waiting to Take You Away…Waiting to Take You Away

Blog | Open APIs, PSD2, Blockchain and Marmite...The Deliciousness of Payments

Blog | Open API Architecture is Now a Prerequisite for Merchants