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Westpac New Zealand embarked on a journey to move from a waterfall methodology to a new agile way of developing products. ACI were chosen to partner with Westpac New Zealand as they transitioned to a faster way of doing business. The ACI Universal Payments Framework is used to be the orchestration layer, complementing the existing Westpac New Zealnd payment engines and fraud prevention solutions. Payments innovations and changes that used to take weeks or months now happen in hours.