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Mark A. Ranta

Mark A. Ranta

Head of Digital Banking Solutions


Mark A. Ranta

As the Head of Digital Banking Solutions, Mark works closely with financial institutions discussing, exploring, and examining market trends and key drivers in the evolving digital solutions space with a key focus on mobile, tablet and the future of wearable technology. Prior to moving into the sales organization Mark was Senior Product Marketing Manager for ACI's Digital Banking solutions. He was responsible for developing and executing product launch and go to market activities for the related product lines. Prior to joining ACI in 2012, Mark worked at Greenwich Associates as a Senior Project Director on their Custom Projects team. Mark holds a Bachelor of Arts from Lafayette College. 

The future of Fintech and where the digital banking evolution will take us is at the heart of what Mark reads about, researches, discusses, promotes and debates. As a proud card carrying millennial, Mark's primary goal is to bring a fresh yet informed point of view to the discussion. It is truly an exciting time to be in the industry as everything down to the foundation of the financial society is being challenged by innovative individuals and start-ups alike. Mark looks forward to helping companies and banks alike navigate the disruptive environment they are in today towards a successful future.

More articles by Mark A. Ranta

  • The Constant of Change and the Future of Commercial Banking

    The Constant of Change and the Future of Commercial Banking

    Thursday, April 20, 2017

    Let’s clarify this before I lose anyone; the self-proclaimed “pioneer of wisdom,” noted Greek philosopher Heraclitus, is credited with the saying Panta rhei, "everything flows." More commonly, you have probably heard this as “the only constant is change,” but either way, this teaching has withstood the test of time, as it is not only applicable, but feels like a worldly truth when I find myself talking about today’s transaction banking landscape. A robust time of change is upon us; one that has brought us to the precipice of a new era in banking. Understanding the driving forces behind this change as well as embracing new business models will be a key to success, or even to survival.

  • delorean-open-payments

    “Roads? Where we’re going we won’t need Roads” - Open APIs and Financial Services

    Monday, February 13, 2017

    The word ecosystem is often used when discussing payments. Whether it’s to describe how a payment is made or to discuss a partnership or even understanding your place in the value chain. Though part of the issue with how we present the ecosystem is that we tend to emphasize only small portions of the overall picture, that is to say if we are discussing payments to a merchant or retailer, the picture shifts to just show eComm, mComm and POS while partially ignoring the Financial Institution, and to a lesser extent the FinTech’s domains. But those days may be coming to an end as we have begun the transition to a new payments ecosystem.

  • The Small Business Trends Banks Can’t Ignore: Part 2

    The Small Business Trends Banks Can’t Ignore: Part 2: Navigating through the “Fog”

    Friday, January 20, 2017

    In our first blog post we discussed the trends that are shaping the small business banking evolution well underway. This post will focus on what we all can be doing to address those trends and how to better position ourselves to continue to evolve as the pace of change continues its acceleration and threatens to leave many banks in its dust.

  • The Small Business Trends Banks Cant Ignore Part 1

    The Small Business Trends Banks Can’t Ignore: Part 1

    Friday, January 13, 2017

    In the past 10 years, the world has fundamentally changed all around us—from the introduction of the iPhone which celebrates its 10th birthday this year to autonomous vehicles on our roads…and much more—the last decade has seen change not rivaled since perhaps the early onset of the industrial revolution. With that as our backdrop, it stands only to reason that banking would not remain untouched from the outside world’s trends for long, and with the explosion of Fintech, it’s no surprise that what we see all around us is rapid change. 

  • 750x500 What 2017s CES show says about the future of payments

    What 2017's CES Show Says About the Future of Payments

    Wednesday, January 04, 2017

    AND we’re off! I hope the fruit cake has run its course, the holiday hangover has lifted and your respective New Years have started off on the right foot. With 2016 now fully in the rear view (and for many, that’s a good thing), we can shift our focus forward…and just like every other year, we’re off and running with CES—for the newest and greatest and, in most instances, evolutionary gains in consumer technology. While not directly a payments event, this is one of my favorites to follow as it gives a very solid hint at where consumers are headed, which in turn tells us where our focus as payment solution providers will be heading in the next 3 to 5 years, be it Smart Cars, Smart TVs, wearables, new smart phones, or the newest tech that goes smart squared—what we see at this show is what consumers will be buying in the months and years to come. So what have we learned so far?

  • Payments Tweets for 2017 The trends in 140 characters or less

    Payments Tweets for 2017 - The Trends in 140 Characters or Less

    Thursday, December 15, 2016

    The year that was 2016 will be remembered for a whole slew of reasons, many of which almost all of us are happy to see far in the rearview (RIP David Bowie). As the calendar turns and the ball drops sending us into 2017, it’s time to pull out those magic 8 balls and ask what the year has in store for us.  What better way to do that than via twitter prognostications. So without further ado, here we go, 5 trends in tweets for 2017!

  • 2017’s Payment Buzzwords in October…Part Deux

    Payment Trends of 2016 (Plus A Little Eggnog, Bells and Tinsel)

    Tuesday, December 06, 2016

    The tinsel is up, the snowflakes have started flying, the skis are waxed and sharpened, and the shopping season is in full swing. This can mean only one thing….it’s just about time for our 2017 predictions (and a  few mulled ciders). But, before one can pivot to 2017, it’s important that we reflect on the year that was in the payments world, and what a year it’s been.  So glasses up and a cheers to these five trends that helped shape our industry this past year!

  • Payments Buzzwords (yet even more)

    Payments Buzzwords (yet even more)

    Friday, October 28, 2016

    Phew, I’m exhausted from this whirlwind week of industry sessions galore at Money20/20. As we approach the weekend, I’m ready to kick back and…wait a minute, I think it’s time for a third (and perhaps final…or not) edition of 2017 Payments Buzzwords.

  • 2017’s Payment Buzzwords in October…Part Deux

    2017’s Payment Buzzwords in October…Part Deux

    Tuesday, October 25, 2016

    Money2020 day two (err three) brings with it a few things: much-needed alarm clocks, double espressos instead of medium coffees, and an updated buzzword bingo card. Yesterday was a jam packed, wall to wall payments holiday and the party continues today with another great agenda. But I digress, to the buzzwords…. 

  • Payment Geeks (umm, I mean Professionals) Unite!

    Payment Geeks (umm, I mean Professionals) Unite!

    Monday, October 24, 2016

    The beacon in the desert has been lit and the anticipation is palpable—for the next 3+ days, more than 10,000 of us will debate, discuss and help shape the future of our industry. From the amazing main stage lineup to the top of the line track sessions to the overflowing show floor, this week will surely not disappoint. So as we await the start of this year’s Money20/20, I wanted to share three areas I literally am on the edge of my seat for: