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  • The Future of Banking in a Digitalized World

    The banking community has traditionally had a mindset in which there was a guaranteed “cradle-to-grave” customer relationship. Consumer mobility between banks was low because opening a bank account was a paper-based and arduous process, and switching banks was a much more onerous task than it is today. The bank owned the customer relationship and invested in systems needed to deliver the requirements of the full customer lifecycle. These systems were often separately operated within the same bank. However, this cradle-to-grave mindset is changing for a number of reasons.

  • The Future Of Payments: Who Is Positioned For Advantage?

    This paper serves as both an exploration of the changing landscape and a call to action. In it, we will review the current payments ecosystem (and reveal its instability), define the key features of the emerging payment systems landscape and articulate the strategic consequences of this new payments world. Early movers will secure key advantages; by making yourself better informed, you make yourself better prepared to take charge of your own future.

  • The Hosted Solution: Only as Good as Your Vendor’s Data Center

  • The New Payments Ecosystem Infographic

    In this infographic we explore how, over the past few decades, retail payments have evolved at a sustained pace of innovation, with cards the primary factor of disruption. In recent years, digital payments, open APIs and real-time account to account transactions have driven a faster rate of change across the payments landscape.

  • The New Payments Ecosystem: Fast, Open, Secure and Disruptive

    OPEN! Open Payments and their Impact on Payment Intermediaries.

  • The Road to Faster Payments

    FinTechs and PSPs operating in the UK can connect to UK Faster Payments using the New Access Model Aggregator Services to offer competitive, on demand instant payment services to their customers.

  • The Road To Faster Payments

    FinTechs and all PSPs operating in the UK can now connect to UK Faster Payments using the New Access Model to oer competitive, instant payment services to their customers. Learn about real-time payments customer uses cases, market opportunities and how to easily enable UK Faster Payments within your business during ACI's on-demand webinar.

  • Tompkins Financial Corporation: Tompkins Improves Online Banking Up-Time with Move to the ACI Data Center

    ACI customer success story on Tompkins Financial Corporation highlighting their move to ACI Worldwide's hosted environment, easing system issues and eliminating downtime.

  • Top 25 Bank Boosts Loan Portfolio ROI with Debit Card Payments Processing

    The bank selected ACI’s Bill Payment™ solution foraffordable debit card and ACH payments processing. While both ACH and debit card payments come out of customer checking accounts, the bank knows debit cards make payments much easier for customers and the bank staff.

  • Top-Five Mortgage Servicer Profits From Ach And Debit Card Payments

    This top-five mortgage servicer grew profitability by exceeding industry benchmarks for efficiency. The servicer grew adoption of efficient electronic bill presentment and payment to 20% higher than industry average.