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  • A foundation for providing increased customer value

    Technological advancements are driving tremendous change in the payments industry. With new competitors entering the market every day, financial institutions must innovate to protect and grow their market share. The adoption of the ISO 20022 standard provides financial institutions with a platform to leverage their understanding of their customers and provides differentiated value-added services to keep customers loyal.

  • Absa Bank brings mobile banking to the masses

    Enabling people to initiate payments from their mobile phone, online banking or from an ATM, and allowing recipients to withdraw cash using their mobile phone instead of a bank card.

  • Accept Electronic Payments at No Cost with ACI Service Fee Payments

    Organizations are increasingly moving away from paying transaction fees. Part of ACI’s UP® Bill Payment™ solutions, ACI Service Fee Payments™ lets you offer electronic payments — and accept both card and ACH payments — without incurring transaction costs.

  • Accurate, Fast and Efficient Disbursement Services

    ACI Disbursement Services enables billers to send funds to customers, including the most common types of disbursements: overpayment, return of prepaid funds, refund of fees, insurance claims and loyalty rewards.

  • ACI Acquirer for Business Owners product flyer

    Merchant acquirers across the globe operate in a complex marketplace that is undergoing rapid change. There is an unrelenting pressure to reduce costs and grow revenues. New competitors are disrupting the market. When it comes to payments, consumers and merchants have evolving expectations.

  • ACI Acquirer for Technical Owners product flyer

    ACI Acquirer™ is a scalable and flexible merchant management system. It gives acquiring banks control of the merchant accounting and settlement lifecycle.

  • ACI Acquirer: Merchant Management System Offers Speed to Market

    Merchant acquirers around the world are facing very serious challenges as changes in the global marketplace increase competition for new merchants and transactions. Profit margins on existing merchant products and services are under continual pressure.

  • ACI Analytics product flyer

    With ACI Analytics, ACI customers have access to a spectrum of model build techniques including thirdparty card fraud, bust-out, credit risk, ACH, wire and online banking fraud detection.

  • ACI Automated Dispute Manager product flyer

    High fees, complex rules, costly resources and sizeable write-offs make the dispute management operation of any financial institution a resourceintensive process and costly function. As the number of consumers using cards and other means of electronic payments increases, along with the increasing number of merchants accepting these types of payments, dispute transaction volumes will grow at similar rates. The economic and operational burden on retail banking and credit card operations can be substantial for card issuers, with the same substantial impacts affecting acquirers.

  • ACI Banking Bill Pay product flyer

    A fast, accurate and easy-to-use bill payment platform is the cornerstone of any successful digital banking channel strategy. That is because consumers who have invested the time to set up their bill payment and presentment services at their financial institution are much less likely to move them elsewhere.