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  • Enabling the Internet of Things: Why Banks Should Be Part of the Fabric of the IoT

    The term “internet of things (IoT)” is not new. Though its exact origins are disputed, it was probably coined in the late 1990s to connote the interconnectivity between devices which are able to send, receive and process data, and as a consequence, “know” and react to what is happening in their surroundings. The internet connects servers: the internet of things connects devices which are made smart by sensors — from thermostats to lightbulbs to fridges to container ships and beyond.

  • Small Business Banking: A $56.9 Billion Opportunity for the Taking

    Small businesses are the hottest under-served market segment, offering outstanding revenue potential for financial institutions. Now that small businesses have evolved into tech-savvy customers expecting more product sophistication for which they will pay, they are a segment for opportunity. This revenue opportunity has not gone unnoticed as non-bank offerings are on the rise to attract these customers. To compete, financial institutions are emphasizing their unique capabilities for security, broad solutions and the ability to serve as the single source provider for all financial needs a small business would want. This article demonstrates how financial institutions can be the solution to the small business banking services dilemma — by providing the right digital banking platform designed to offer business customers the best possible customer experience for their needs and business issues.

  • Auto Lender Wins Over Customers with Debit Card Payments

    As drivers embrace the thrill of the open road, they increasingly demand that same freedom with their auto loan payments. A bank with $1 billion in assets answered its customers’ call with UP Bill Payment™ solutions and collected more payments while saving staff time.

  • Integral Risk Checks within the ACI PAY.ON Payments Gateway

    The PAY.ON payments gateway, an essential part of ACI’s UP eCommerce Payments solution, features a number of integral risk checks, providing a powerful and convenient safeguard for domestic and cross-border transactions. A major challenge for fraud prevention is maintaining strong defenses without compromising the shoppers’ checkout experience, or inadvertently denying legitimate transactions.

  • Reducing Risk, Fraud And Downtime: Three Financial Institutions Make the Switch to ACI Money Transfer System

    With their switch from the same provider to ACI’s Money Transfer System, three different financial institutions reap the benefits from their hosted payments solution — offloading IT to focus on delivering mission-critical services.

  • 2016 Ovum Global Payments Insight Survey: Analyzing The Grocery/Supermarket Segment

    Merchant spending is INCREASING across vertical segments

  • Driving UP conversion rates in eCommerce

    The payment process represents only a sliver of an online merchant’s total sales effort: the culmination of product development, marketing, and sales. Yet this final link in the chain should not be neglected because the checkout conversion rate—the proportion of shoppers with filled shopping carts that actually complete the purchase— has a significant impact upon revenue.

  • 2015 Global Payments Insight: Bill Pay Services

    Bill pay services are rapidly changing to maximize consumer satisfaction, savings and security according to a new survey of ePayment executives. Read this paper to learn: what is the future of payments? what bill pay services are organizations investing in? how can you disrupt the ePayment value chain?

  • 2015 Global Payments Insight: Bill Pay Services Infographic

    The future of bill pay: what is the industry telling us?

  • 2016 ACI Worldwide Mass Transit Payments Survey

    ACI’s 2016 Mass Transit Payments Survey data*, based on 2,006 riders from the nine largest metropolitan transportation systems in the U.S., shows that there is high consumer demand for alternate payment types, but non-cash payment methods are perceived as less secure than cash.