Cityscape Against Clear Sky And Light Trails At Night

Banking

October 27, 2021

Four Reasons Banks and Financial Institutions Should Fight Fraud in Real Time

light trails at night

Banking

October 22, 2021

Real-Time in Real Life: The Evolution of Real-Time Payments in the U.S.

Data Security

Merchants

October 18, 2021

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

Cybercrime

Banking

October 6, 2021

Where Payments Move Freely, Fraud Moves Fast: How to Clamp Down on Real-Time Fraud

Data Security

Merchants

October 18, 2021

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

It’s a constant struggle – as consumer behavior evolves, so do fraud tactics, as fraudsters seek vulnerabilities exposed by rapid change. And there’s no disputing that the pandemic has changed consumer behavior and accelerated the adoption of digital payment methods.

Cyber crime, A hacker using a virus to attack software

Merchants

September 8, 2021

Getting Medieval: A (Modern) Multilayered Approach to Payments Security

PCI compliance is a detailed and grueling process for a reason; fraudsters will exploit any weakness they can uncover. History has shown that even major merchants that consumers would assume are fully protected can get breached.

Man holding a credit card and using smartphone for online shopping.

Merchants

September 2, 2021

Payments Orchestration: Music to the Ears of Merchants?

Payments orchestration is a hot topic in eCommerce and involves working with multiple payment providers to optimize customer conversion, enhance cost savings and improve fraud prevention processes.

Merchants

August 18, 2021

Big Data, Bigger Potential: How Retailers Can Benefit From Payment Analytics

Our lives are now subjected to more statistical analysis than ever before.

Merchants

August 5, 2021

A Comprehensive Strategy for Fighting Gaming Fraud

By and large, video games are based around the principle of good guy versus bad guy. To defeat the bad guy(s), the good guy generally must deploy a multitude of weapons and devices through various levels, while not suffering too much damage.

Merchants

June 24, 2021

Amazon Prime Day: We All Love a Good Bargain… So Do Fraudsters

Each year, Amazon’s Prime Day event proves to be even more successful than the last in terms of sales volume. And this year was no exception.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Mobile Payment Fraud Verification

Merchants

March 30, 2021

Could Increased Fraud Make the Mobile Payments Boom a Revenue Bust for Merchants?

Mobile payments are fast becoming mainstream, with ACI merchant customers seeing 30 percent of all eCommerce transactions in 2020 being made on mobile devices. In the United States, adoption is higher, with 42 percent of eCommerce transactions in 2020 on mobile – that’s a year-on-year growth rate of 55 percent.

Man making online purchase

Merchants

March 23, 2021

What Merchants Should Do To Ensure They Don’t Miss the SCA Deadline

Just as we emerge from one of the most turbulent years most businesses have ever experienced, the enforcement of strong customer authentication (SCA) under the PSD2 directive has hit for merchants across the EU, with the U.K. set to follow in September 2021.

Person typing at laptop

Merchants

March 2, 2021

Assessing the Acronyms: Without PSD2, Is 3DS for SCA Relevant for U.S. Merchants?

PSD2 has been the “talk of the town” in European payments for the last few years—and the final piece of the puzzle, strong customer authentication (SCA), has certainly been a source of spirited conversation across the payments ecosystem.

Building with clouds

Merchants

February 23, 2021

The European Commission’s Retail Payments Strategy: What’s in There and Why Is It Important?

In September 2020, the European Commission (EC) published the European Retail Payments Strategy (RPS), which is now being reviewed by the Council of the European Union in view of adopting its draft conclusions on the RPS.

Merchants

February 4, 2021

Grocery Shoppers Show Omnivorous Appetite for Omni-Channel

Digital acceleration and the massive growth in eCommerce sales in 2020 have not gone unnoticed by those in the connected world. Largely driven by the COVID-19 pandemic, ACI Worldwide data analysis showed that global online sales in the general retail sector were up 209 percent in April and 81 percent in May (compared to the previous year), and overall eCommerce sales continued to show an uplift of more than 20 percent compared to a year earlier in November.

Banking

January 13, 2021

An Executive’s Guide to the Top Five Fraud KPIs

Key performance indicators (KPIs) are a commonly used term across many industries. For KPIs to be a valuable way to measure success, they need to be properly defined, capable of being adjusted and connected to one another. When it comes to use of KPIs in fraud management, this is particularly important. With this in mind, let’s take a closer look at the different fraud KPIs, along with how they should ideally interact.