AI and the next frontier in account takeover (ATO) detection

On this page Are your traditional ATO tactics putting you at risk? Get expert insights into how the latest technology is helping businesses prevent reputational damage, operational disruptions, and revenue loss.

Visa to begin declining subscriptions enabled by Apple/Google Pay

On this page If you are among the 2 billion people worldwide who use Apple Pay or Google Pay, you may have set up your payment credentials for subscriptions or recurring payments on a merchant’s eCommerce site. When these credentials are configured for payments, they are device tokens (DPANs).

The blended merchant account: A game changer for banks and merchants

On this page The payments landscape is undergoing a fundamental shift. For decades, card payments have dominated merchant acquiring, offering convenience and global acceptance. But the rapid rise of account-to-account (A2A) payments from Brazil’s Pix and India’s UPI to new initiatives like Wero in Europe, is changing the game.

One token to bind them all

On this page Payment tokens are utilized by processors, gateways, acquirers, networks, and mobile devices. How can merchants effectively manage them all? This article explains why merchants need a token strategy. If you need a primer or refresher on the topic, please read Network Tokenization: The Complete Guide for Merchants.

Top 5 tactics to prevent friendly fraud

Friendly fraud costs retailers $100B annually1 — use these expert insights to reduce losses this year.

The battle for trust: The billion-dollar reality of APP scams

Authorized push payment (APP) scams are appearing across all markets, preying on people’s emotions and eroding the trust built by institutions.

Seven days, seven essential tips for fraud week

On this page During International Fraud Awareness Week, ACI experts share their insights into the latest threats and sophisticated fraudulent activities so you can enhance your payment systems with intelligent solutions that tackle these challenges while maximizing revenue.

Unboxing holiday trends: ACI’s insights on payments and fraud for the golden quarter

As the holiday season approaches, merchants are busy dusting off their payment strategies to prepare for the annual sales surge. ACI’s latest holiday report, Unwrapping Checkout Trends, provides crucial insights that should have merchants rethinking their priorities – especially regarding intelligent payments and fraud orchestration. Here’s a quick snapshot of the findings.

The invisible synthetic identity heist

In the digital marketplace, convenience is king. Consumers expect seamless transactions, often unaware of the intricate security measures that protect their identities and finances. Behind the scenes, merchants combat fraudulent activities tirelessly to safeguard their customers and their reputations.

Pivoting to the new way of intelligent decision-making: The journey toward convenience

Neither the individual who initiated the first card-not-present transaction nor the organization that pioneered a customer convenience channel could have foreseen the trajectory and evolution of payment systems. Fast-forward to today – the commerce landscape continues to be propelled by consumer-preferred payment methods that are convenient, swift, and efficient.

Pay with my hand? No way!

While I was watching the news, a story came on about a new technology coming to the local Whole Foods where you could pay with your palm.

Need a refreshing spike in summer sales? Follow Amazon’s lead

Traditionally, the summer is a slower time for retail, with sales in the U.S. typically centered around key holidays like Memorial Day, the Fourth of July and Labor Day. In the summer of 2015, Amazon changed everything when it introduced Amazon Prime Day, its own all-purpose summer shopping holiday exclusively for Amazon Prime members. This helped the marketplace giant in two ways: it increased sales during a lull, and it provided an additional incentive to become an Amazon Prime member.