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Billers

Debit is having a moment: Why consumers prefer it and why billers win when they support it

Contactless payment cards stacked on a keyboard, representing digital banking and secure payment sol.

Billers

The demographic shift powering debit: Why younger, digital‑first customers are choosing it over ACH

AIW-1234-Optical-Circuit-Board-Technology.

Banking

Is your card platform holding back growth? Legacy vs. modern explained

Apple Pay contactless payment being made at a vending machine.

Merchants

When gas prices rise, how can fuel retailers protect traffic and loyalty

Digital payment network with interconnected data points and glowing lines representing secure transa.

Banking

Why advisory and consulting firms should get to know ACI Connetic

ACI Connetic changes how banks approach payments modernization. Here’s why advisory firms should get ahead of it.

Credit card payment technology illustration with colorful cards.

Banking

Five ways cards are evolving alongside today’s emerging payments

Cards aren’t disappearing. They’re evolving into adaptable credentials that anchor trust, control, and accountability in a faster, multi‑rail payments environment.

Security breach, smartphone screen, infected by internet virus, cyberattack hacking

Payments Intelligence

How to navigate NACHA’s 2026 Fraud Mandate

By strengthening protection, banks and their customers can stay a step ahead of fraud.

ACI Worldwide digital payment solutions with dynamic data streams and secure transaction processing.

Banking

Unified corporate payments: How banks can win corporate clients with seamless service

On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.

Data security shield with lock icon representing cybersecurity and financial protection.

Banking

The need to democratize AI

The rise of artificial intelligence (AI) has brought about significant advancements across various sectors, including fraud. New and more complex cybersecurity threats have emerged, leading to phishing, vishing, account takeovers (ATO), synthetic identity fraud, and more.

Digital data transmission network with glowing lines and particles representing secure financial tra.

Banking

A call for urgency: The payment industry’s compounding complexity conundrum

The payments industry is transforming at breakneck speed, from the emergence of new payment types to the increasing utilization of innovative technologies. These changes are causing a rise in complexity when managing payment operations. This compounding complexity is now reaching a fevered pitch, so much so that industry analyst firms are calling for immediate action and are looking at new pathways to address increasing market demands.

AI-powered financial technology infrastructure for secure payments and banking solutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

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Banking

The evolution of payments: When size, speed, and change collide

The payments industry is the largest interconnected complex business on the planet. We can validate that statement in a myriad of ways – the sheer number of people and businesses transacting, the number of transactions themselves, or the total dollar value of those transactions, which are expected to exceed $3.

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Banking

The payment industry has three Rs: Rules, requirements, and regulations

Every child entering primary school learns about the three Rs: reading, writing, and arithmetic. All three are essential for survival in society. The payments market has its own set of three Rs: rules, requirements, and regulations.

AI-driven financial technology and payment processing solutions by ACI Worldwide.

Banking

The invisible synthetic identity heist

In the digital marketplace, convenience is king. Consumers expect seamless transactions, often unaware of the intricate security measures that protect their identities and finances. Behind the scenes, merchants combat fraudulent activities tirelessly to safeguard their customers and their reputations.

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Banking

Banks are overwhelmed by payments data. Does unified processing offer a lifeline?

The volume of payments data available to banks today has surged almost to the point of overwhelm: it has created as many operational challenges as it has growth opportunities.

EU flags fluttering in front of a corporate office, symbolizing European financial and digital innov.

Banking

More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR

European payments are moving toward significant transformation as the European Parliament and the Council of the European Union (EU) adopted the Instant Payments Regulation (IPR) in February 2024, entering into effect on April 8, 2024.

ATM machines for secure and efficient transactions.

Banking

Five things we learned from four different ATM industry events

The ATM industry is navigating an era of disruption and transformation. Caught between the pressures of society’s changing relationship with cash and the business imperatives of cost optimization and security compliance, it is a sector packed with innovation in terms of technology and business processes.