Natalia Ruiz

Senior Solution Consultant at ACI Worldwide

Natalia joined the payments industry five years ago and quickly became addicted to the constant challenge of innovating in a market that grows and evolves so rapidly. Her passion for marketing and branding matched perfectly with the need that financial institutions have to achieve their clients desires; the solutions she designed for payments, card management, infrastructure monitoring, test and fraud prevention are always customer-centric. Natalia has a System Engineer degree and over nine years of experience in design and delivery of integrated IT solutions, providing consultancy to major companies in the Latin America market. Prior to payments she has worked in the retailer, telecommunication and healthcare industries.

Articles by Natalia Ruiz


El Riesgo Oculto de “Dormirse en Los Laureles” [The Hidden Risk of Complacency]

Available in Spanish and English As a professional in Latin American electronic payments, I often forget how it is to live not knowing what’s going on backstage every time I use my cards. My specialization makes me aware of trends worldwide, so while traveling, I’m able to analyze different technologies in action. My consumer side, also known as my ‘shopaholic’ side, exposes me to multiple situations, since any trip—be it business or leisure—always provides a good opportunity to shop. On a recent trip, I had the chance to experiment with my Argentinian cards during a semi-long-term stay. While out of country for 40 days, I experienced first-hand the challenges that consumers encounter with the EMV payments barrier.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?