David Young

Senior New Business Developer – Insurance at ACI Worldwide

David Young is a passionate payments leader who helps B2C verticals navigate global payments, risk and fraud solutions. A former executive with Visa and Mastercard, he has architected and delivered solutions to the largest banks and merchants in the United States, United Kingdom and Canada.

Articles by David Young


Cut Your Losses – It’s Time to Digitize Medical Loss Ratio Rebate Payments

The deadline to issue medical loss ratio (MLR) rebates for 2020 is next week, yet many health insurers are meeting the requirement by sending paper checks in the mail. Meanwhile, only seven percent of health care premium payments are paid by check, according to the 2020 ACI Speedpay Pulse survey on billing and payment preferences. Policyholders receiving these checks may not understand why they are receiving them – if they even open the envelope in the first place.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?