What to expect this season, based on real-world transaction data
This season’s sales opportunities and threats
Key merchant trends to capitalize on
Behavioral trends across the four big payment channels
Who will benefit most from holiday uplift
And much more…
Consumers Are on the Hunt for a Good Deal This Holiday Season — Are You Getting Their Attention?
The holidays bring greater opportunities for merchants to sell more and offer special discounts to shoppers. But what do you need to know to gain an edge in today’s competitive markets?
ACI’s holiday report offers a unique analysis and expert insights that reveal areas of transactional growth, fraud threats, sector performance and four consumer behaviors impacting payment trends.
Key Predictions*
14%
increase in transactions Q4 2023, versus 2022
20%
of all fraud typologies predicted to be friendly fraud
2%
increase in fraud attempts for BNPL
9%
increase in retail commerce
Reap Higher Seasonal Rewards
With the right solutions, ACI helps merchants fight back and capture more of their seasonal sales.
ACI Fraud Management
An AI-enabled solution orchestrating 10,000+ data points, identifying a transaction’s real identity and exceeding market averages to ensure merchants sell more, lose less and maximize margins
