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Luis Bastidas

Luis Bastidas

Luis Bastidas

Luis joined ACI as a solution consultant with experience in retail banking, and supporting the different players of the payment’s ecosystem. Previously, he spent five years working with financial institutions in the Andean and South Cone regions.

More articles by Luis Bastidas

  • Open Banking for LATAM

    The Benefits of Open Banking for LATAM

    Wednesday, September 02, 2020

    Thanks to customer demand and regulations on how customer data can be gathered and used, open banking has seen rapid growth throughout the world. The EU and U.K. have been leading forces in the implementation of open banking, while countries such as Canada, New Zealand, Hong Kong and Japan have been quick adopters.


  • Latin American Fintech Market part 2

    Deep Dive: Latin American Fintech Market (Part 2)

    Monday, October 28, 2019

    To support fintechs’ development and create a more inclusive financial system, governments across the Latin American region should adopt different regulations. Some good practices implemented in other countries, like the U.K. or Singapore, could also be adopted in Latin America, such as temporary exemptions on fintech authorizations on behalf of regulating entities, or the creation of temporary regulation sandboxes in which fintechs can operate, evaluate their business models and offer their innovative products in supervised environments.

  • Latin American Fintech Market

    Deep Dive: Latin American Fintech Market (Part 1)

    Tuesday, October 22, 2019

    There is a gap between what financial institutions currently offer versus what today´s customers want in Latin America, and this is where fintechs are earning a reputation for customer-centricity, personalization, quick response and seamless delivery. The relationship between fintechs and traditional financial institutions in Latin America has evolved from competition to collaboration, with the aim of efficiently working together and effectively scaling innovation, while also driving financial inclusion for the underbanked.