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John Gessau

John Gessau

Director Product Management

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John Gessau

John has been in the payments industry for 15 years. He started with a technical focus, building and deploying payment systems across EMEA. He spent time leading a professional services team for S1 Corporation, and subsequently a combined pre-sales and solution architecture team. For the past 3 years he has held responsibility for the Mobile product portfolio at ACI Worldwide.

Mobile banking and mobile payments are the core of my focus, including digital channels, mobile wallets, P2P payments, NFC / HCE / QR code / BLE and similar contactless technologies, integration of loyalty / offers / coupons / targeted advertising, use of wearables and the like. John has a great interest in Apple Pay, MCX, PayPal, Google Wallet, Paym, Softcard, M-Pesa, Zapp, and various other leading mobile payment initiatives.

More articles by John Gessau

  • Lifestyle use cases are driving mobile payments

    How Connected Consumer Lifestyles Will Drive Forward Mobile Payments

    Thursday, August 03, 2017

    Merchants are striving to respond to the ever-changing behaviors and expectations of consumers by creating seamless purchasing experiences that engage customers and keep them returning for more. In turn, payment service providers (PSPs) and technology vendors are endeavoring to meet the needs of those merchants by providing appropriate supporting technology and services.

  • mobile travel trends

    Mobile is Transforming the Travel Sector – So What’s a Merchant To Do?

    Thursday, February 23, 2017

    February in South Africa means long, hot days, and seemingly endless sunshine (interrupted only by the occasional thunderstorm). Temperatures often top 30 Celsius (that’s mid-eighties for my American friends) and nearly every day is deserving of a braai (that’s barbeque for the rest of the world). But I do spare a thought for my colleagues and friends in Boston, New York, Munich and London (amongst others) at this time of year, as they slog it out through the darkest and coldest months of winter. Who’s to blame them for seeking a bit of light escapism as they plan and book their spring and summer vacations?

  • NFC POS Payments

    Is Samsung’s purchase of LoopPay a good response to Apple Pay?

    Friday, February 20, 2015

    We’ve just heard that Samsung is to buy LoopPay.

    What’s significant about LoopPay? Well, they have an interesting technology that adds a small piece of hardware to your mobile phone (various forms are available, e.g. a charge case for the iPhone 5 or a Fob for the iPhone 4 or Android phone). The LoopPay App on the phone allows you to add cards to your phone, and the hardware transmits a signal to magnetic stripe readers on POS devices in stores, fooling the POS into thinking that you’ve swiped your magstripe card.

  • mobile payments

    Wow. What a month in the world of mobile payments.

    Monday, October 20, 2014

    So much has been said and written since Apple Pay was announced on September 9th, up to its official launch today. If I had dollar for every time Apple Pay was mentioned in the press and in blogs, well…

  • What Apple’s announcement means for the Payments Industry

    Thursday, September 11, 2014

    With the news of the iPhone 6 and Apple Watch debuting with mobile wallet capabilities in the marketplace, Apple’s announcement has given the (mobile) payments industry a boost, no doubt about it. But in what direction, and what are the implications?