Christopher Taine
Senior PR Manager
Christopher Taine
Chris joined ACI Worldwide in 2015 by way of the acquisition of PAY.ON, bringing a specific eCommerce and mobile payments focus to ACI's PR activities.
More articles by Christopher Taine
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The Power Behind Payments – Is It Time for the ‘Slow Fintech’ Movement?
Tuesday, December 11, 2018 Christopher Taine to eCommerceAccording to a freshly-minted piece of research from the Dutch central bank, choosing card payments over cash is not only convenient, it’s also good for the environment. The study considers everything from the origin of cotton that goes into the production of (Euro) banknotes and the environmental impact of armored vehicles to transport cash, through to the energy usage of POS card payment terminals in standby mode.
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Preparing for Peak: Tactical Recommendations for Stopping Holiday Season Fraud
Wednesday, October 24, 2018 Christopher Taine to Payments Risk ManagementBusiness might be booming for eCommerce merchants, who see increases in holiday spending climbing steadily upwards each year, but with fraud growing nearly twice as fast as sales, merchants need to have their fraud strategy fine-tuned to ensure that peak retail season is a success. I spoke to Erika Dietrich, ACI’s Leader of Risk Services, to find out how merchants can best prepare their fraud management strategies for the holiday season, ensuring risk strategies are effective – with low friction for genuine customers and high accuracy in detecting fraud.
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Choice and Flexibility Help Digital Entertainment Merchants Catch Their Customers
Thursday, June 21, 2018 Christopher Taine to eCommerce, Merchant RetailGaming and Digital Entertainment is one of the fastest growing verticals within the broader merchant sector, as boundaries continue to blur. Many forms of entertainment that once only took place in the physical world, or through the purchase of physical goods, have gone fully digital – with significant ramifications for businesses that provide payments services to suit a wide range of merchant needs. I spoke with Andy McDonald, ACI’s vice president of merchant payments, to find out more.
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Beyond the Bargains: How China Singles Day Became Unstoppable
Wednesday, November 15, 2017 Christopher Taine to eCommerceAnother year, another China Singles Day. After the clock struck midnight and November 11th got underway, the records fell fast – and frequently – with sales eventually reaching USD $25.3 billion. This represents a 39% rise over 2016, which was in turn 24.4% higher than 2015. The growth trend is as predictable as it is impressive.
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Challenges Ahead for U.S. Financial Institutions When It Comes to Real-Time Payments
Thursday, October 05, 2017 Christopher Taine to Immediate PaymentsPressure is mounting for banks in the U.S., as the move toward real-time represents a true paradigm shift. Customers are looking for the fastest and easiest ways to conduct transactions, and open APIs, RfPs (Requests for Payment) and proxies are presenting additional opportunities for providers to deliver on the promise of real-time. Across the U.S. the competitive bar is rising, largely due to fintechs, and the banking payments marketplace stands to see greater innovation and customer choice.
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The Growing Strategic Importance of Instant Payments [Webinar]
Monday, September 25, 2017 Christopher Taine to Immediate PaymentsFinancial institutions already recognize the potential of instant (or immediate) payments in the real-time, open banking landscape, however many are still determining the best path forward as they juggle new regulatory requirements and the evolving demands of customers.
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The ATM Turns 50: Does Retirement Beckon? Or Does A New Role in the Payments Ecosystem Await?
Wednesday, June 07, 2017 Christopher Taine to Payments and Industry TrendsThis year marks the 50th birthday of the Automated Teller Machine (ATM), with the first one installed in London on June 27, 1967. Five decades on, and there are more than 3 million ATMs deployed worldwide, with the ATM Industry Association (ATMIA) citing research that calculated that a new ATM is added to the global installed base every three minutes. I spoke with Andy McDonald, vice president of Merchant Payments at ACI Worldwide, who has more than 20 years’ experience in the payments industry, much of it focused on ATMs. Who better to provide insight into whether ATMs have a well-earned retirement awaiting, or if we’ll still be using them (in one form or another) in 50 years’ time?
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Rise Of The Machine (Learning) and Fraud Prevention
Friday, April 21, 2017 Christopher Taine to Payments Risk ManagementMachine learning, as a sub-discipline within computer science, is primarily concerned with the discovery of patterns in data through algorithms that can learn from and make predictions on that data. These algorithms operate by building a model based on example inputs, which can then make data-driven predictions or decisions. So what, exactly, does this have to do with beating fraud in the real world?
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Are Millennials’ Shopping Behaviors Today, Everyone’s Shopping Behaviors Tomorrow?
Monday, April 03, 2017 Christopher Taine to eCommerce, Merchant RetailMuch has been made of the impact that the so-called ‘Millennial generation’ (aka Generation Y) will have – or is already having – on the way financial services are developed and delivered. And plenty of (digital) column space has been dedicated to discussing how the first digital native generation is transforming commerce – and payments – with different expectations, preferences, and shopping behaviors than their older cohorts.
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Key Cross-Border Considerations for Payment Providers
Thursday, March 30, 2017 Christopher Taine to eCommercePursuing a cross-border strategy is increasingly popular, especially among those U.S. payments companies – and merchants – competing in an increasingly commoditized domestic market. While there’s no template that works for all businesses, there are certain key themes that seem to crop up again and again when discussing with colleagues, partners and clients.