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Christopher Taine

Christopher Taine

Senior PR Manager

Christopher Taine

Chris joined ACI Worldwide in 2015 by way of the acquisition of PAY.ON, bringing a specific eCommerce and mobile payments focus to ACI's PR activities.

More articles by Christopher Taine

  • Envisioning a Cross Border Southeast Asia

    Envisioning a Cross-Border, Real-Time Payments Ecosystem in Southeast Asia

    Thursday, June 25, 2020

    Southeast Asia is emerging as the center of real-time, cross-border payments growth, with ISO 20022 and QR codes as critical components, according to new research published by ACI and Kapronasia, a leading financial technology market research and consulting firm. Envisioning a pan-regional, real-time payments ecosystem in Southeast Asia sees real-time payments as a key enabler for the Southeast Asian economy, especially as the region pursues economic recovery and further digital transformation on the back of COVID-19.

  • Where is the green in eCommerce

    The Power Behind Payments – Is It Time for the ‘Slow Fintech’ Movement?

    Tuesday, December 11, 2018

    According to a freshly-minted piece of research from the Dutch central bank, choosing card payments over cash is not only convenient, it’s also good for the environment. The study considers everything from the origin of cotton that goes into the production of (Euro) banknotes and the environmental impact of armored vehicles to transport cash, through to the energy usage of POS card payment terminals in standby mode.

  • holiday fraud management strategies

    Preparing for Peak: Tactical Recommendations for Stopping Holiday Season Fraud

    Wednesday, October 24, 2018

    Business might be booming for eCommerce merchants, who see increases in holiday spending climbing steadily upwards each year, but with fraud growing nearly twice as fast as sales, merchants need to have their fraud strategy fine-tuned to ensure that peak retail season is a success. I spoke to Erika Dietrich, ACI’s Leader of Risk Services, to find out how merchants can best prepare their fraud management strategies for the holiday season, ensuring risk strategies are effective – with low friction for genuine customers and high accuracy in detecting fraud.

  • gaming payments flexibility

    Choice and Flexibility Help Digital Entertainment Merchants Catch Their Customers

    Thursday, June 21, 2018

    Gaming and Digital Entertainment is one of the fastest growing verticals within the broader merchant sector, as boundaries continue to blur. Many forms of entertainment that once only took place in the physical world, or through the purchase of physical goods, have gone fully digital – with significant ramifications for businesses that provide payments services to suit a wide range of merchant needs. I spoke with Andy McDonald, ACI’s vice president of merchant payments, to find out more.

  • China Singles Day Festival

    Beyond the Bargains: How China Singles Day Became Unstoppable

    Wednesday, November 15, 2017

    Another year, another China Singles Day. After the clock struck midnight and November 11th got underway, the records fell fast – and frequently – with sales eventually reaching USD $25.3 billion. This represents a 39% rise over 2016, which was in turn 24.4% higher than 2015. The growth trend is as predictable as it is impressive.

  • Real time payments in the United States

    Challenges Ahead for U.S. Financial Institutions When It Comes to Real-Time Payments

    Thursday, October 05, 2017

    Pressure is mounting for banks in the U.S., as the move toward real-time represents a true paradigm shift. Customers are looking for the fastest and easiest ways to conduct transactions, and open APIs, RfPs (Requests for Payment) and proxies are presenting additional opportunities for providers to deliver on the promise of real-time. Across the U.S. the competitive bar is rising, largely due to fintechs, and the banking payments marketplace stands to see greater innovation and customer choice.

  • Instant payments opportunity

    The Growing Strategic Importance of Instant Payments [Webinar]

    Monday, September 25, 2017

    Financial institutions already recognize the potential of instant (or immediate) payments in the real-time, open banking landscape, however many are still determining the best path forward as they juggle new regulatory requirements and the evolving demands of customers.

  • A new role for the ATM in the payments ecosystem?

    The ATM Turns 50: Does Retirement Beckon? Or Does A New Role in the Payments Ecosystem Await?

    Wednesday, June 07, 2017

    This year marks the 50th birthday of the Automated Teller Machine (ATM), with the first one installed in London on June 27, 1967. Five decades on, and there are more than 3 million ATMs deployed worldwide, with the ATM Industry Association (ATMIA) citing research that calculated that a new ATM is added to the global installed base every three minutes. I spoke with Andy McDonald, vice president of Merchant Payments at ACI Worldwide, who has more than 20 years’ experience in the payments industry, much of it focused on ATMs. Who better to provide insight into whether ATMs have a well-earned retirement awaiting, or if we’ll still be using them (in one form or another) in 50 years’ time?

  • Machine Learning

    Rise Of The Machine (Learning) and Fraud Prevention

    Friday, April 21, 2017

    Machine learning, as a sub-discipline within computer science, is primarily concerned with the discovery of patterns in data through algorithms that can learn from and make predictions on that data. These algorithms operate by building a model based on example inputs, which can then make data-driven predictions or decisions. So what, exactly, does this have to do with beating fraud in the real world?

  • Millennial shopping behaviors

    Are Millennials’ Shopping Behaviors Today, Everyone’s Shopping Behaviors Tomorrow?

    Monday, April 03, 2017

    Much has been made of the impact that the so-called ‘Millennial generation’ (aka Generation Y) will have – or is already having – on the way financial services are developed and delivered. And plenty of (digital) column space has been dedicated to discussing how the first digital native generation is transforming commerce – and payments – with different expectations, preferences, and shopping behaviors than their older cohorts.