Digital Wallet

Merchants

A Global Overview on the Rise of Digital Wallets

Merchants

Unlock Benefits of Shared Intelligence to Fight Back Against Fraud in 2023

sao paolo cityscape at dusk

Banking

5 Top Payments Trends for Brazil in 2023

Billers

Borrowers Want To Self-Serve Their Auto Loan Payments

sao paolo cityscape at dusk

Banking

5 Top Payments Trends for Brazil in 2023

The real digitization of payments is just starting in Brazil, but 2023 will definitely be a very important year for the country.

Banking

ACI Webinar About the EU Instant Payments Legislation – Redrawing the Payments Landscape

On the 29th of November 2022, ACI organized a webinar to discuss the European Commission’s  proposal for a Regulation on Instant Payments (IPs Regulation).

Banking

What is the Digital Operational Resilience Act (DORA)? Final Council of the European Union Compromise Texts of the DORA Directive and the DORA Regulation

On 23 June 2022, the Council of the European Union published the consolidated version of the DORA Directive.

Racing track finish line

Banking

How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service

Sam Jawad, ACI’s Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.

Banking

What Would the EBA Want PSD3 To Look Like? The European Banking Authority Opinion on Its Technical Advice on the Review of PSD2

As outlined in last month’s blog, on 10 May the European Commission (EC) published a public consultation and two targeted consultations that cover the PSD2 review and a future Open Finance Legal Framework for Europe.

Banking

What is PSD3 Likely To Be About? The European Commission’s Public and Targeted Consultations on the Review of Directive 2015/2366/EU (PSD2)

On 10 May 2022, the European Commission (EC) published a public consultation and two targeted consultations, which cover the PSD2 review and a future Open Finance Legal Framework for Europe. The two targeted consultations close on the 5 of July, the non-targeted consultation closes on the 2 August.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Hands in the middle

Uncategorized

Embracing Diversity When Working Across Cultures

World Day for Cultural Diversity for Dialogue and Development, which takes place each year on May 21, aims to not only highlight the richness of the world’s cultures, but also the essential role of intercultural dialogue.

Keyhole abstract

Banking

How to Unlock the Potential for Instant Payments?

On May 5, I attended the CEPS ECRI event on “How to unlock the potential for instant payments?” which covered the European Commission plans to create an integrated retail payment system for Europe.

city street at night

Banking

A Real-Time Payments Retrospective

Real-time payments growth is accelerating globally — growth that is documented in detail in the 2022 Prime Time for Real-Time report, which covers 53 markets around the world.

Looking directly up at the skyline of the financial district in central London - stock image

Banking

No Time To Waste Ahead of U.K.’s New Payments Architecture Launch

The U.K. payments industry is entering an all-important demand creation phase, as it prepares to launch the country’s New Payments Architecture (NPA). I spoke with Andy Morris, strategic solution consulting director at ACI Worldwide, to learn more about the opportunities on the horizon for the U.K.

High Angle View Of Illuminated Cityscape At Night

Banking

The Time to Act is Now As the World Goes Real-Time

Around the world, people now expect real-time experiences in everything they do, and payments are no exception to this.  While payments themselves are increasingly commoditized, the faster movement of money has been at the forefront of enabling this digital acceleration.

Above the clouds

Banking

Going Above and Beyond: Maximizing Payments in the Cloud With SaaS

Payments in the cloud. It’s a conversation at the top of the agenda for a growing number of financial institutions.