
5 Top Payments Trends for Brazil in 2023
The real digitization of payments is just starting in Brazil, but 2023 will definitely be a very important year for the country.

ACI Webinar About the EU Instant Payments Legislation – Redrawing the Payments Landscape
On the 29th of November 2022, ACI organized a webinar to discuss the European Commission’s proposal for a Regulation on Instant Payments (IPs Regulation).

What is the Digital Operational Resilience Act (DORA)? Final Council of the European Union Compromise Texts of the DORA Directive and the DORA Regulation
On 23 June 2022, the Council of the European Union published the consolidated version of the DORA Directive.

How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service
Sam Jawad, ACI’s Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.

What Would the EBA Want PSD3 To Look Like? The European Banking Authority Opinion on Its Technical Advice on the Review of PSD2
As outlined in last month’s blog, on 10 May the European Commission (EC) published a public consultation and two targeted consultations that cover the PSD2 review and a future Open Finance Legal Framework for Europe.

What is PSD3 Likely To Be About? The European Commission’s Public and Targeted Consultations on the Review of Directive 2015/2366/EU (PSD2)
On 10 May 2022, the European Commission (EC) published a public consultation and two targeted consultations, which cover the PSD2 review and a future Open Finance Legal Framework for Europe. The two targeted consultations close on the 5 of July, the non-targeted consultation closes on the 2 August.


Embracing Diversity When Working Across Cultures
World Day for Cultural Diversity for Dialogue and Development, which takes place each year on May 21, aims to not only highlight the richness of the world’s cultures, but also the essential role of intercultural dialogue.

How to Unlock the Potential for Instant Payments?
On May 5, I attended the CEPS ECRI event on “How to unlock the potential for instant payments?” which covered the European Commission plans to create an integrated retail payment system for Europe.

A Real-Time Payments Retrospective
Real-time payments growth is accelerating globally — growth that is documented in detail in the 2022 Prime Time for Real-Time report, which covers 53 markets around the world.

No Time To Waste Ahead of U.K.’s New Payments Architecture Launch
The U.K. payments industry is entering an all-important demand creation phase, as it prepares to launch the country’s New Payments Architecture (NPA). I spoke with Andy Morris, strategic solution consulting director at ACI Worldwide, to learn more about the opportunities on the horizon for the U.K.

The Time to Act is Now As the World Goes Real-Time
Around the world, people now expect real-time experiences in everything they do, and payments are no exception to this. While payments themselves are increasingly commoditized, the faster movement of money has been at the forefront of enabling this digital acceleration.

Going Above and Beyond: Maximizing Payments in the Cloud With SaaS
Payments in the cloud. It’s a conversation at the top of the agenda for a growing number of financial institutions.