utility bill pay dashboard


November 22, 2022

3 Ways To Optimize Meter-to-Cash With Smarter Bill Pay Practices

Man at computer


November 18, 2022

More data means fewer places to hide for scammers


November 16, 2022

Discussion: The true scale of the APP scam challenge facing banks


November 15, 2022

Setting the Scenario, What Is Request to Pay?

Racing track finish line


July 25, 2022

How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service

Sam Jawad, ACI’s Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.

Above the clouds


April 19, 2022

Going Above and Beyond: Maximizing Payments in the Cloud With SaaS

Payments in the cloud. It’s a conversation at the top of the agenda for a growing number of financial institutions.

Skyscrapers against blue sky with some clouds.


August 31, 2021

The European Commission’s Anti-Money Laundering and Countering Terrorist Financing Legislative Package: A Move Towards a More Effective Enforcement of EU AML/CTF Rules?

On 20 July 2021, the European Commission published an anti-money laundering and countering terrorist financing (AML/CTF) legislative package.

digital circuits


July 28, 2021

Progressive Platform Modernization — Eight Steps to Success

The need to modernize legacy systems has never been more keenly felt, but the risk of big bang migrations has never been higher.

Young woman sitting on the sofa in the living room, managing online banking with mobile app on smartphone. Transferring money, paying bills, checking balance.


July 23, 2021

La Aceleración de la Economía Digital en América Latina: Las Tres Principales Consideraciones

En nuestro reciente webinar de Making Payments, “La aceleración de la economía digital: Riesgos, retos y cómo superarlos”, expertos de Microsoft, Puntored y ACI Worldwide compartieron sus conocimientos sobre estos tres temas a los que se enfrentan las instituciones financieras en Latinoamérica: 1. COVID-19 como acelerador de la digitalización 2.

Young woman sitting on the sofa in the living room, managing online banking with mobile app on smartphone. Transferring money, paying bills, checking balance.


July 23, 2021

Top Three Considerations for the Acceleration of the Digital Economy in LATAM

In our recent Making Payments webinar, The Acceleration of the Digital Economy: Risks and Challenges and How To Overcome Them (Spanish), experts from Microsoft, Puntored and ACI Worldwide shared their insights on these three pressing topics facing financial institutions across LATAM: 1. COVID-19 as a digitalization accelerator 2.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Low Angle View Of Modern Buildings Against Clear Blue Sky


June 29, 2021

The European Commission’s Directive on Distance Marketing of Consumer Financial Services: What Does This Mean for the Industry?

On May 28 2021, the European Commission (EC) issued an Inception Impact Assessment on the Directive on Distance Marketing of Consumer Financial Services, which is out for public consultation until the June 25.

Sunrise over earth


May 18, 2021

Payments Evolution Through Innovation: From Dromedaries to Digitization

In the beginning, human civilizations bartered for the exchange of goods and services. Goats for barley, sheep for minerals, camels for pottery, and so on and so forth. This approach lasted for centuries. But societies innovated, adopting the principle of “commodity money” (such as silver, gold or cowrie shells).


September 9, 2020

How Southeast Asia’s Banks Can Remain Competitive and Profitable in a Real-Time World

Cross-border payments across Southeast Asia are shifting as market dynamics, increased competition and increasingly demanding customers drive rapid change. As payment systems are modernized and the market evolves, banks and governments must stay on top of these trends.


September 2, 2020

The Benefits of Open Banking for LATAM

Thanks to customer demand and regulations on how customer data can be gathered and used, open banking has seen rapid growth throughout the world. The EU and U.K. have been leading forces in the implementation of open banking, while countries such as Canada, New Zealand, Hong Kong and Japan have been quick adopters.


April 9, 2020

Global Fraud Landscape Evolving Quicker Than Ever – What Banks Need to Know

In the fraud prevention and cybercrime world, we often talk about fraudsters as the ultimate opportunists – looking for any weakness in a system that can be exploited. In recent years, as technological systems have advanced, fraudsters have increasingly turned to ”social engineering” to achieve their goals. Basically, hacking the person rather than hacking the system, as humans become the weakest link in the chain.


February 19, 2020

How Can European Banks Meet the ISO 20022 Migration Deadlines for TARGET2 and SWIFT?

First published in 2004 – and already broadly used in some quarters – ISO 20022 is rapidly set to become the de facto standard for financial messaging around the world, replacing MT messages.