Four Reasons Banks and Financial Institutions Should Fight Fraud in Real Time
Real-Time in Real Life: The Evolution of Real-Time Payments in the U.S.
Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?
Where Payments Move Freely, Fraud Moves Fast: How to Clamp Down on Real-Time Fraud
Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?
It’s a constant struggle – as consumer behavior evolves, so do fraud tactics, as fraudsters seek vulnerabilities exposed by rapid change. And there’s no disputing that the pandemic has changed consumer behavior and accelerated the adoption of digital payment methods.
Getting Medieval: A (Modern) Multilayered Approach to Payments Security
PCI compliance is a detailed and grueling process for a reason; fraudsters will exploit any weakness they can uncover. History has shown that even major merchants that consumers would assume are fully protected can get breached.
Payments Orchestration: Music to the Ears of Merchants?
Payments orchestration is a hot topic in eCommerce and involves working with multiple payment providers to optimize customer conversion, enhance cost savings and improve fraud prevention processes.
Big Data, Bigger Potential: How Retailers Can Benefit From Payment Analytics
Our lives are now subjected to more statistical analysis than ever before.
Buy Now Pay Later Growth: PayPal Pay Later
In our ongoing blog series covering Buy Now Pay Later (BNPL), we’ve begun exploring the explosive growth of such payment methods while wondering if BNPL is really worth the hype. We then spotlighted Klarna, one of the major BNPL providers. We’ll now examine another leading BNPL provider, PayPal.
Amazon Prime Day: We All Love a Good Bargain… So Do Fraudsters
Each year, Amazon’s Prime Day event proves to be even more successful than the last in terms of sales volume. And this year was no exception.
Monetizing Payments Data: How Merchants Can Leverage the Power of Analytics
In the world of commerce, everything is driven by data. The information that merchants collect and analyze determines the marketing channels they use, what products they stock and which customers they focus on.
QR Codes Strike Back!
In the early 2010s, quick response (QR) codes were widely viewed as a challenger to NFC-based payments. While that held true in various Asian markets, QR codes remained largely absent from the U.S. and other western markets.
The Buy Now Pay Later Boom: Spotlight on Klarna
In the first blog post of our new series on “Buy Now Pay Later” (BNPL), we looked at the phenomenal growth of this payment method and the value it can deliver to merchants.
Manual Order Review: When Can Outsourcing Strengthen Your Last Line of Defense?
Manual order review (MOR) has often been referred to as the last line of defense to securing good revenue, but how does it fit into a merchant’s business? Striking the proper balance between automated fraud prevention tool(s) to allow legitimate orders to flow through, while identifying questionable ones, is a…
The European Commission’s Retail Payments Strategy: What’s in There and Why Is It Important?
In September 2020, the European Commission (EC) published the European Retail Payments Strategy (RPS), which is now being reviewed by the Council of the European Union in view of adopting its draft conclusions on the RPS.
Merchants Don’t Need a Payments Gateway, They Need a Payments Hub
The term “payments gateway” over-simplifies what it takes to process a payment. The terminology comes from the early days of online payment processing, but has now entered the vernacular for all aspects of merchant payments, including online, mobile and in-store.