Merchants

September 28, 2022

Decrypting Crypto: Staying Safe With Crypto Payments

Banking

September 13, 2022

What is the Digital Operational Resilience Act (DORA)? Final Council of the European Union Compromise Texts of the DORA Directive and the DORA Regulation

Billers

September 1, 2022

How a Fortune 500 Utility Company Took Bill Payments Mobile

Merchants

August 17, 2022

New Experiences Driven by QR Codes

Keyhole abstract

Banking

May 19, 2022

How to Unlock the Potential for Instant Payments?

On May 5, I attended the CEPS ECRI event on “How to unlock the potential for instant payments?” which covered the European Commission plans to create an integrated retail payment system for Europe.

city street at night

Banking

May 16, 2022

A Real-Time Payments Retrospective

Real-time payments growth is accelerating globally — growth that is documented in detail in the 2022 Prime Time for Real-Time report, which covers 53 markets around the world.

High Angle View Of Illuminated Cityscape At Night

Banking

May 10, 2022

The Time to Act is Now As the World Goes Real-Time

Around the world, people now expect real-time experiences in everything they do, and payments are no exception to this.  While payments themselves are increasingly commoditized, the faster movement of money has been at the forefront of enabling this digital acceleration.

Timelapse lights at night in city

Banking

April 28, 2022

Real-Time Payments Are Reshaping Economies Around the World

The title of our yearly report exploring the growth and impact of real-time payments – Prime Time for Real-Time – is more apt than ever.

Digital Euro

Banking

April 13, 2022

A Digital Euro for the EU? The European Commission’s Call for an Impact Assessment

On April 5, 2022, the European Commission (EC) published a call for evidence for an impact assessment on a digital euro for the EU.

A night time view of the illuminated Meydan Bridge just outside Dubai city

Banking

April 11, 2022

What You Need to Know About the Launch of Real-Time Payments in the United Arab Emirates

A sizable proportion of payments activity in the United Arab Emirates (UAE) is cash-based, but the market continues to shift toward modern, digital payment methods.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Banking

March 2, 2022

Driving Asia’s Real-Time Payments Boom

There is no doubt, COVID has led to a profound shift in Asia’s payments landscape, transforming long-accepted payment behaviours, almost overnight. As social distancing became a basic part of life, contactless payments, and their real-time nature, provided a simple and immediate solution for the multiple payment issues faced by consumers.

Banking

January 24, 2022

What Does the Future Digital Payments Ecosystem Look Like?

Across the world, markets are gearing up to change the way they pay. Convenience and speed are key and a huge benefit to customers. To enable the real-time movement of money and support the on-demand economy, there is a need for payments system modernization and this need for real-time modernization is increasing from all corners.

Banking

January 20, 2022

How is the World of Payments Changing and How Can EU Rules and Regulations Respond to These Changes? Insights from Commissioner McGuinness’ Speech

On the 16th of November 2021, Ms. Mairead McGuinness, Commissioner for Financial Services, Financial Stability and Capital Markets Union, gave a speech in Brussels covering the changes taking place in the world of payments, how these might develop and how EU rules and regulations could respond to such changes.

Banking

December 10, 2021

A Year of PIX in Brazil: What Does the Future of Real-Time Fraud Look Like?

In October 2020, the Central Bank of Brazil introduced PIX, a real-time payments system offering speed and ease of use. PIX was introduced to bring interoperable QR codes to digital wallets 24/7/365, meaning that person-to-person (P2P) payments can be made conveniently and instantly, and that merchants can accept payments without incurring extra acquiring charges. This has been transformational for payments in Brazil.

Cybercrime

Banking

October 6, 2021

Where Payments Move Freely, Fraud Moves Fast: How to Clamp Down on Real-Time Fraud

Two steps forward and one step back? During the pandemic, real-time payments evolved faster than anybody had foreseen. Implementation in new markets, and adoption in mature markets, continues to rise exponentially. All corners of the financial landscape are adopting these changes.

Aerial view of city

Banking

September 15, 2021

Why Real-Time Payments and Why Now?

As evidenced by ACI’s most recent Prime Time for Real-Timeglobal payments report, the real-time payments revolution has taken hold around the world. Consider, in just the past year and a half: India’s UPI set a record for monthly transactions with more than 3.5 billion in August 2021 The U.S.