Aerial view of city

Banking

September 15, 2021

Why Real-Time Payments and Why Now?

Mobile bill payment barcode scan concepts

Billers

September 9, 2021

Understanding Alternative (Bill) Payment Methods

Cyber crime, A hacker using a virus to attack software

Merchants

September 8, 2021

Getting Medieval: A (Modern) Multilayered Approach to Payments Security

Man holding a credit card and using smartphone for online shopping.

Merchants

September 2, 2021

Payments Orchestration: Music to the Ears of Merchants?

Aerial view of city

Banking

September 15, 2021

Why Real-Time Payments and Why Now?

As evidenced by ACI’s most recent Prime Time for Real-Timeglobal payments report, the real-time payments revolution has taken hold around the world. Consider, in just the past year and a half: India’s UPI set a record for monthly transactions with more than 3.5 billion in August 2021 The U.S.

Skyscrapers against blue sky with some clouds.

Banking

August 31, 2021

The European Commission’s Anti-Money Laundering and Countering Terrorist Financing Legislative Package: A Move Towards a More Effective Enforcement of EU AML/CTF Rules?

On 20 July 2021, the European Commission published an anti-money laundering and countering terrorist financing (AML/CTF) legislative package.

Sunset scene of cityscape with blue sky and clouds.

Banking

July 26, 2021

What’s Next for Real-Time and Digital Payment Experiences?

The payments industry is constantly looking at ways to streamline retail payments, reduce costs, increase security and improve the customer experience. But these efforts inevitably introduce more players into the ecosystem, or lower cost and risk on one side (i.e.

Banking

July 8, 2021

Southeast Asia: Primed for Real-Time Payments to Enter the Mainstream

There has been an exponential increase in demand for digital services across Southeast Asia (SEA), with the COVID-19 pandemic changing the way we live, work and shop.

Blue data cloud

Banking

June 9, 2021

Real-Time Payments Fraud Detection: Smashing the Data Bottleneck with Network Intelligence

The recent revolution in artificial intelligence (AI) promises to transform real-time payments fraud detection for central infrastructures (CIs) and payment networks. Network intelligence is one of the ways that the full benefit of AI can be realized.

Skyline in Indonesia

Banking

March 31, 2021

Making Waves in Indonesia’s Payments Space [ALTO Q&A]

The Indonesian market is one to watch in the payments space. While paper-based transactions still reign supreme in the country, digital and real-time payments are now top-of-mind issues for regulators and businesses.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Banking

January 27, 2021

Cloud Trends That Will Shape India’s Banking Sector in 2021

India’s banks and financial institutions (FIs) continue to adapt and innovate as the pandemic drives mass adoption of digital payments. Long term success will depend on successfully ramping up services and ensuring profitability while reshaping customer experiences. This is where the power of the cloud will come into play: In 2021, cloud will increasingly power vital infrastructure for India’s banking and payments sector, improving remote collaboration as well as enabling faster and more agile application development and deployment.

Banking

January 26, 2021

Três fatores críticos para infraestruturas centrais de sucesso em um mundo em tempo real

As instituições financeiras estão trabalhando mais do que nunca para modernizar seus sistemas de pagamento e infraestruturas para atender às novas demandas do mercado e aos consumidores que desejam experiências imediatas.

Banking

January 26, 2021

Tres factores críticos para el éxito de las infraestructuras centrales en un mundo en tiempo real

Las instituciones financieras se están esforzando ahora más que nunca por modernizar sus sistemas e infraestructuras de pago a fin de satisfacer las nuevas demandas del mercado, y de los consumidores que desean experiencias inmediatas.

Banking

January 22, 2021

Aceleração dos Pagamentos em Tempo Real e Formas de Pagamento Sem Contato Para Consumidores

Pagamentos em tempo real, o novo comportamento dos consumidores e pagamentos sem contato são apenas algumas das grandes mudanças que tivemos nos últimos tempos, mais precisamente, no último ano. O impacto gerado pela COVID-19 não foi apenas negativo, mas também positivo quando se trata de inovação em meios de compras e de pagamentos.

Merchants

January 8, 2021

O Impacto da Covid-19 na Inclusão Financeira e no comércio Eletrônico na Era Pix

Mais inclusão financeira, maior número de transações de comércio eletrônico e aumento do volume de pagamentos instantâneos são apenas algumas mudanças que teremos no Brasil a longo prazo após a pandemia do COVID-19.

Banking

November 25, 2020

Tomorrow’s Customer Protection Today: Exploring the Future of Financial Fraud in the Pacific

What does the future of financial fraud hold for banks in Australia and New Zealand? We gathered together ACI fraud expert Mark Southby, as well as Ben Young, head of fraud for Westpac, and Tim Dalgleish, head of pre-sales and professional services for BioCatch, to seek an answer to this question.