Sandra Horn

Sr. Principal Product Manager at ACI Worldwide

Sandra Horn is a Sr. Principal Product Manager at ACI Worldwide. Sandra has over 20 years experience in the financial industry consisting of relationship management, product management and product marketing positions within financial institutions and software companies. In her various roles, Sandra has been specifically focused in cash management, financial messaging and payments processing.

Articles by Sandra Horn


Speed and Data: The Real Value in Real-Time Payments

Speed and Data. These are the foundational elements to create real value in real-time payments.


Zelle’s Secret to Successful Immediate Payments Adoption

As Zelle launches its standalone app, it is already very well positioned to be successful in the P2P space. The network dominates access to U.S. bank accounts and is gaining new customers at a speedy pace of 50,000 per day[1].


Rapid Rails for Real-Time Payments

As the NACHA PAYMENTS conference arrives in Austin, Texas this week, we spoke with Steve Ledford, Senior Vice President, Product and Strategy at The Clearing House (TCH) about the key issues conference participants will be talking about: same day ACH, real-time payments and Request for Pay transactions, among other topics.


Driving Faster Payments in the U.S. and Around the Globe 

In advance of next month’s NACHA PAYMENTS conference, we wanted to connect with some of the companies that are driving real-time payments around the globe. VocaLink is one such organization. The company is providing the central infrastructure software to The Clearing House in the US for its Real-time Payments System. VocaLink operates the UK national payments infrastructure, which processes 90 percent of UK salaries, and also implemented the FAST service in Singapore and PromptPay in Thailand, enabling international faster payments. In September of last year, ACI and VocaLink announced a partnership to offer a complete end-to-end immediate payments solution to launch a domestic or regional immediate payments network.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?