Domenico Scaffidi

Principal Consultant, Immediate Payments at ACI Worldwide

Articles by Domenico Scaffidi


The Next Stage of Real-Time Payments Evolution is Here

Fragmentation resulting from multiple Pan-European Immediate Payments schemes is a challenge, but solutions exist  


Immediate Payments Require New Business Models First, IT Solutions Can Come Later

Hungary is probably not the first country that comes to mind when talking about fintech hotspots and innovation hubs. However, the country is very much at the forefront when it comes to banking innovation in Europe. In late 2017, I had the privilege to speak at the annual Fintech Innovation Conference in Budapest. Organized by, this was a great opportunity to meet not only Hungarian experts, but finance professionals and industry stakeholders from across the continent.


Liquidity Management and Instant Payments: Why Banks Must Act Now

With the pan-European Instant Payments Scheme due to go live in November this year, real-time payments are about to become a reality for many businesses and consumers in Europe. Our own research shows that the demand for faster and innovative banking services among consumers and business is high.


Cross-Border Payments: The Next Big Frontier

It is no secret that the majority of European banks and financial institutions are currently faced with making big and strategic decisions: The pan-European instant payment initiative is due to go live in 2017, new regulations such as PSD2 will come into effect soon and the digitalisation of the sector is well under way, with customers demanding new services and payments methods.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?