Dan Heiman

Principal Solutions Consultant at ACI Worldwide

Articles by Dan Heiman


Still Confused about EMV and Online Versus Offline? Read This…

Over a year ago, I wrote about the challenges facing the US payments market as we migrate to EMV with regard to offline PIN validation and transaction authorization.  A lot has happened in the last 15 months.  Clearly, online PIN authentication and online transaction authorization will be predominantly used in the U.S., given that the online infrastructure is so pervasive in the U.S. today.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?