Transforming Payment Environments
UP Retail Payments solution combines the features and functionalities of current systems and next-generation technologies in a coexistence environment to deliver a digital payment experience. The solution supports your chosen Open API strategies through the Universal Payments Framework’s API Manager capabilities and provides a path for handling real-time payments. This holistic solution delivers clear business value and benefits for transforming your payments environment while protecting the investments made in existing systems.
ACI has defined a practical path to the future called “Navigating the Five C’s.” It allows banks and intermediaries to maintain business as usual and add new services while transforming to an enterprise payment solution at your own pace.
With a secure foundation, you can move to a real-time and open digital banking environment and compete successfully in the New Payments Ecosystem.Read the info sheet Contact Us
Solution Benefits for Financial Institutions and Intermediaries
Deepen the customer experience by providing payment choice, control and consistency across all channels
Drive additional revenue by rapidly delivering high-margin products and services for cross-selling and upselling.
Add Value with Card and Merchant Management
The Power of UP Framework
The power of the UP Retail Payments solution lies within the UP Framework, built on an open service-oriented architecture to deliver robust payments orchestration enabling:
- Easy integration with multiple systems for an enterprise view of customers, accounts and transactions
- Simplified API management of all API connections across all systems
- Rapid delivery of new payment types including any-to-any payments, mobile banking and payments, etc.
- Extended support from card to non-card alternative payments
- Full optimization of regulatory mandates