Acquirer-Independent Merchant Payment Solutions

Maintain Choice and Control

Gain greater flexibility and control over your acquiring relationships with ACI’s merchant payment offerings. Our solutions enable a multi-acquiring strategy, helping merchants and PSPs ensure business continuity, control operational costs, improve conversion rates and enhance the customer experience.

Learn more about our acquirer-independent payment solutions for omni-channel and eCommerce payments

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Greater Resilience
Maintain transaction processing continuity in the event of acquirer service disruption or business failure

Better Cost Control
Manage down acquiring fees and decline rates; secure the most favorable pricing through a combination of local and global acquirers

Increased Conversions
Achieve higher conversion rates through smart transaction routing and access to a broader range of alternative payment methods

Enable Smart Transaction Routing

Increase conversions and control costs by automatically routing transactions to the ideal acquirer.

Increase conversion by routing transactions to the acquirers most appropriate to your business sector, risk profile or geographic markets
Manage costs by switching traffic between acquirers
Maintain customer experience by re-routing soft-declined transactions without further customer input

Discover the advantages of smart dynamic routing >

Access a Broader Range of Alternative Payment Methods

Help customers pay how they want, when they want, and quickly accommodate new payment options as they become available.

Deliver your customers’ preferred payment options and adjust quickly as these preferences change
Expand your business through a single integration giving you access to local and cross-border acquirers

Explore our global network of acquirers and APMs >

Stay Flexible by Keeping Your Options Open

Build your ideal network with the ability to freely move between acquirers that best fit your needs

Integrate to a secure eCommerce gateway to access acquirers without getting locked into long-term contracts
Avoid working with acquirers that no longer deliver value
Ensure you can secure the exemptions you need under the strong customer authentication requirements now operating in Europe

Stay Flexible by Keeping Your Options Open

Access New Research from ACI and Edgar, Dunn & Company

Multi-Acquiring and the Benefits for Merchants

This exclusive report covers how 85% of merchants increased conversion rates after adopting acquirer independence, how a multi-acquirer strategy can deliver resilience, lower operational costs and improved conversion rates, and ways your peers are already driving profitability and adding new payment methods.

Multi-Acquiring and the Benefits for PSPs

In this exclusive report, you’ll learn why 70% of PSPs plan to extend their acquiring relationships and how a multi-acquirer strategy can deliver resilience, lower operational costs and increased flexibility.

The Benefits of Multi-Acquiring On-Demand Webinar

In this webinar, ACI Worldwide reveals that merchants and PSPs are increasingly turning to multiple acquirers to achieve their business goals. 85% of merchants increased conversions after moving to multiple acquirer relationships, while 70% of PSPs plan to increase the number of acquirers they use in the next year.