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The Business Case for Real-Time Payments in the U.S.
Wednesday, May 02, 2018 Paul Thomalla to Immediate PaymentsReal-time payments has been a hot topic for so long now that rather than asking ourselves ‘what’s the business case,’ we should really be asking how we can jump-start our real-time payments implementations.
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Cross-Border eCommerce Expansion: A Fraud Perspective
Monday, April 30, 2018 Patrick Hengeveld to Payments Risk Management, Merchant RetailFor merchants that are expanding their online presence overseas, enabling the right locally-preferred alternative payment methods and connecting to local acquirers can be a critical determinant of success. But without considering fraud management strategy in tandem with payments strategy, the road to cross-border success could be a bumpy (not to mention costly) one.
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The 12 Biggest Security Threats to Payments
Thursday, April 26, 2018 Gene Scriven to Payments Risk Management, Bill Pay, Payments and Industry TrendsConsumers ask a lot of you in terms of convenience, speed and, above all, security. This puts the pressure on you to offer a pain-free consumer experience that is also highly secure. And when you accept payments, you need to secure all parts of your organization. Here’s an actual example: one major breach occurred when an air conditioning vendor was hacked, allowing hackers to access the corporate network and finally the point of sale network. This highlights the importance of understanding the threat landscape we face today.
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Faster Payments: What can the US and Europe expect?
Wednesday, April 25, 2018 Sandra Horn to Immediate PaymentsNACHA PAYMENTS 2018 is only a week away, and as we eagerly await the conference, we took a moment to sit down with George Evers, senior vice president at VocaLink, a Mastercard company, and an ACI partner, to discuss real-time payments and what the U.S. and EU markets can learn from the UK’s maturing Faster Payments Service (FPS), which launched 10 years ago in May.
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Speed and Data: The Real Value in Real-Time Payments
Monday, April 23, 2018 Sandra Horn to Immediate PaymentsSpeed and Data. These are the foundational elements to create real value in real-time payments. But why are speed and data so important?
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High Incidence of Payments Data Theft is Driving Investment in Payments Technology
Friday, April 20, 2018 Steve Kramer to Bill Pay, Payments and Industry TrendsOne in five organizations has experienced payments data theft over the last 12 months per new benchmark data, “2018 Global Payments Insight Survey: Bill Pay Services,” from Ovum.
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Why it's Never Too Late for Women to Join STEM Professions
Thursday, April 19, 2018 Nidhi (Mathson) Alberti to Payments and Industry TrendsWith ACI’s fourth Coding for Girls Camp coming up on April 21st, ACI’s Sampy Gajre, senior recruiter and an eternal advocate for women in tech professions, talked to us about the challenges and opportunities for women in STEM (science, technology, engineering, mathematics) professions. She shared with us what organizations and communities can do to help encourage more women to join the field, and why it’s never too late to follow your passion.
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The Next Stage of Real-Time Payments Evolution is Here
Monday, April 16, 2018 Domenico Scaffidi to Payments and Industry Trends, Immediate PaymentsFragmentation resulting from multiple Pan-European Immediate Payments schemes is a challenge, but solutions exist
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Maintain Vs. Invest: What the Digital Era Ushers in for Banks
Thursday, April 12, 2018 Paul Thomalla to Transaction Banking, Payments and Industry Trends, eCommerceTaking place this week in Brussels, the European Credit Research Institute (ECRI) will host a high-level debate on how policymakers can build on the process of digitalisation of banks to raise competitiveness in light of increased competition from fintech start-ups and tech giants.
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The Climate, Weather and Payments – What the Winds Tell Us?
Thursday, April 05, 2018 Mark A. Ranta to Immediate Payments, Payments and Industry TrendsI am sitting in my home watching snow fall, it’s April and I just spent the weekend prepping my yard for the upcoming summer season. To say the weather patterns are odd is an understatement. The global climate is warming as we know. And though you don’t see it on a day to day basis, it seems to hit more regularly than in the past, with freakish events, colds snaps, warm spells and snow storms in April. And on this occasion, it had me thinking about our current environment in payments. We are seeing a fundamental change to our ecosystem with technology advancements like Open APIs, big data, AI and foundational changes like Immediate Payment initiatives and regulatory pushes.
