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  • Agility Should be Top Goal for Payments

    Tuesday, November 30, 2010

    The recently released "World Payments Report 2010," an annual barometer of payments worldwide, found that payments volumes kept growing in 2009 despite the financial crisis. In addition, new entrants to the payments market, such as e-payment providers, and increased regulatory mandates are creating a more complex payments landscape. Unfortunately, electronic payment systems used by many banks today often are too complex to quickly respond to changing customer needs and to deliver real-time insight into activity across the enterprise.

  • ACI Admits Payment Maturity Model Is Ambitious

    Tuesday, November 16, 2010

    “Why not wake up and have an ambitious goal?” is the question electronic payments software provider ACI poses in its bid to garner support for a collaborative effort within the financial services industry to create common definitions of payment processes. Upon noticing payment processes are, according to ACI, a “silo-based mess”, it teamed up with consultancy firm Aite Group to develop The Payments Maturity Model (PMM).

  • ACI Survey Reveals Slow Adoption for EMV in North America

    Monday, November 08, 2010

    In a recent survey conducted by ACI Worldwide, an international provider of payment systems, 76% of respondents do not currently issue payment cards with EMV technology, and of that group only 15% have plans to do so within the next 24 months.

  • Flash or Blitz, It's Card Fraud by Any Other Name

    Sunday, November 07, 2010

    It's an ominous sign of future fraud when industry analysts describe a new method of attack.

  • Fraud Spree Strikes Seattle

    Wednesday, November 03, 2010

    A spree of payment card fraud incidents at multiple retail locations in Seattle has prompted an investigation by law enforcement authorities. And security experts say these crimes can be expected to happen more frequently as credit/debit card fraud evolves.

  • Article

    Tuesday, November 02, 2010

    It is said the first phase of the Southern African project, which will be led by the South African Reserve Bank, will seek to integrate the existing bank and payments infrastructure across South Africa, Namibia, Swaziland and Lesotho. This is expected to take up to two years and the scheme will eventually be spread further afield.

  • Retail Payment Processing: There's an App for That Isn't There?

    Thursday, October 28, 2010

    The strategic advantages and advances offered by new and emerging innovations in payments processing either outweigh or mitigate the majority of the deployment and investment concerns.

  • Real-Time Liquidity Management: Values to be Realized

    Friday, October 22, 2010

    In today’s banking environment, payments data and transactions live on their own islands, separated according to discrete payment businesses or at least discrete geographic units, rather than linked together for holistically serving all these liquidity purposes.

  • Payments Area Needs Fixing

    Tuesday, October 19, 2010

    Recent economic upheaval has resulted in unprecedented consolidation and tremendous regulatory change. Banks are now wondering how to take advantage of the capital investments made during this time as well as how to generate profits.

  • Keeping Family Cards in the Family

    Thursday, September 30, 2010

    Flexible card management software enables customers to provide funds to their teenagers while still keeping a tight watch over spending and security.