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Featured Articles

  • Meeting Demands of a Diverse Society

    Friday, April 02, 2010

    Over many decades, South Africa’s electronic payment system has evolved in tandem with those in developed economies and in many areas is equal to the best. The payments industry’s challenge is to now bring millions of cash-orientated South Africans into the electronic payments mainstream.

  • Payment Trends in the Us

    Tuesday, March 16, 2010

    As the trend towards electronic payments continues, the US banking industry will either have to make a decision to invest in consolidating the redundant payment settlement networks in order to improve the efficiency of the market, or look to newer alternatives for the next generation of payments.

  • Banking with a Clean Slate

    Monday, March 01, 2010

    As several new entrants prepare to enter the UK banking sector, Andy Brown considers the opportunities and challenges they may face in taking on the Big Four.

  • Assert Control of Liquidity

    Monday, March 01, 2010

    Very few banks have mastered the art of accountability when it comes to liquidity management. Corporate treasury and finance generally are responsible for the function in most institutions, depending on the purpose for which liquidity is being managed, but often neither one has it firmly in its domain.

  • 5 Issues That Will Shape the Payments Industry

    Monday, January 25, 2010

    Credit and debit card issuers face another tough year this year as the economic recovery continues, consumers keep the brakes on spending, and new legislation and data-security rules kick in. But even as they plug holes that could lead to data breaches, adjust business plans to comply with new card rules and monitor the ongoing debate over interchange rates, issuers eagerly are watching and preparing to experiment with new mobile-payment initiatives.

  • Future of Payments Lies in Innovation Customer Service

    Monday, January 11, 2010

    New research from ACI Worldwide Inc. and Retail Systems Research reveals that retailers are not doing enough to keep pace with consumers' swift adoption of technology.

  • Fraud Social Media Heightens New Threat

    Monday, December 21, 2009

    As fraudsters increasingly seek to exploit weaknesses in consumers' defenses through social engineering schemes rather than hack vulnerabilities in banks' security systems, the need for enterprisewide solutions to detect fraud across channels is greater than ever.

  • Payments Innovation in the Middle East

    Wednesday, December 16, 2009

    Like much of the world, the Middle Eastern region is currently going through a period of change on several levels in addition to relative economic uncertainty, which in turn impacts on banks’ ability to be innovative.

  • Be an Agile Cu Five Stages

    Tuesday, December 01, 2009

    With millennials opening bank accounts, saving money, getting student loans, purchasing cars, and getting mortgages, the rules have changed for credit unions.

  • Psd Lack of Harmony

    Wednesday, November 18, 2009

    The Payment Services Directive came into effect this month - at least in parts of Europe. Some countries have yet to transpose the directive into national law, which will pose problems for the payments industry, while new payment institutions will be able to cherry-pick their opportunities.