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Extending the value of UP Retail Payments solution with API Management and Immediate Payments

Deliver a real-time, digital banking experience
I am unsure of how my current system will be able to handle unknown volumes that real-time payments and API enquiries will bring.

I need to know that my system will be available 24x7x365 to ensure that my customer’s information is always accurate and their funds are instantly available.

The UP Retail Payments solution with API Manager and UP Immediate Payments allows my business to:

  • Scale for volume while ensuring continued availability
  • Cater for the unknown payment type mix whether financial or non-financial
  • Expand to the next real-time scheme as they launch in the global market

Deliver an enterprise view
I need a single enterprise wide view and full management of all payments across my many systems.

I want to be able to quickly connect to third party providers and other systems and be responsive to market demands.

The UP Retail Payments solution with API Manager and UP Immediate Payments allows my business to:

  • Configure, manage and deploy new APIs
  • Implement and connect to over 10 global real-time payment schemes
  • Orchestrate the flow of payments across my systems

Navigate the new payments ecosystem
I must stay relevant by quickly responding to changing consumer, market and regulatory demands while facing increasing competition.

I need to connect with new players and exchange payment information and maintain the trust of my customers.

The UP Retail Payment solution with API Manager and UP Immediate Payments allows my business to:

  • Provide protection on all API transactions to ensure the right level of scrutiny is applied to who is asking and what permissions they have been granted
  • Offer value-added services to my customers without impacting system performance or service delivery
  • Respond to the increase in demand for cross-border payments

How Do You Ensure a Return on Investment from Open and Real-Time Banking?

Watch the video to see how a leading bank is creating overlay services on the real-time and open banking rails that ensures its consumers enjoy a seamless and modern payment experience and its corporate and SME customers gain enhanced intelligence and real-time liquidity management, that they are willing to pay for.

Solution Components for Payments Transformation

API Manager in UP Framework

Go beyond building new connections needed in the new payments ecosystem to manage customer data expectations and your ability to continue your digital transformation.

Read the Product Brief

UP Immediate Payments

Gain global connectivity to real-time schemes with insights to better manage liquidity, fraud and exceptions to deliver upon your customer experience commitment.

Download the Flyer

UP Retail Payments Solution

Expand the features and functionalities of your current systems through next-generation technologies in a coexistence environment to deliver a digital payment experience.

Read the brochure

2018 Global Payments Report Confirms Real-time and Open APIs Drive Payment Transformation

88% of banks are delivering enhanced customer propositions on top of real-time payments

73% of banks plan to encourage developers to use their APIs to create new services

78% of banks believe that the combination of real-time payments and open banking will put card volumes under pressure