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The Time to Act is Now

In this fast moving environment where competition is increasing and customers are being given more and more choices, you must start to exploit the immediate payments opportunity now before being left in the dust. ACI can guide you through lessons learned for the most efficient, seamless transition to a real-time payments infrastructure.

Read real life lessons

Support immediate payments within your existing environment

Re-use capabilities - Immediate payments should leverage the best of your existing environment to process as just another payment. Pre-packaged capabilities from ACI enable immediate payments to utilize the existing authorization, funds availability checking, etc., to process transactions accurately.

Ensure a flexible, customer-centric approach - ACI’s solution, UP Immediate Payments, can help you offer new, innovative services across all channels. With customer use cases varying across segments, it is critical that providers have the ability to continually offer tailored services that are branded and priced according to their targets.

Protect against rising fraud risk - Protecting against fraud in this new processing environment is essential. ACI can help you complete this step in the journey in advance of a network being ready, placing you a step ahead of the competition. Read ACI’s best practices for real-time fraud.

Speed time to market - Aggregator services offer a payment intermediary or financial institution a predictable, low risk approach to get started with immediate payments. ACI’s SaaS offering for UP Immediate Payments is accredited by Faster Payments Scheme Ltd.