InterACT Account Origination is a unified platform that drives the multi-channel origination of New Deposit Accounts, as well as Consumer, Mortgage and Business loans. All account and credit requests are processed and decisioned to the level of automation desired by the financial institution.
InterACT AO delivers an intuitive and consistent user experience throughout the application life cycle with shared data and common administration across the entire platform. Products, policy and entitlements are flexible and configurable to provide rapid response to changing business requirements.
InterACT Web Origination allows customers to enter credit and deposit account applications directly into ACI Account Origination via the financial institution’s Web site. Customers can enter applications, check decision status and print disclosures and documents.
InterACT Lending Docs provides the ability to create custom documents as well as the ability to store and populate third-party forms. Integration with third party document and storage systems can also be accommodated.
Flexible Data Integration is a major component of the system’s versatility. All the data you need, when and where you need it, defined at an individual product level. This instant access to information helps improve your response time to customers and close more business.
InterACT Account Origination can be implemented as a comprehensive stand-alone solution or as a ‘behind the scenes’ workflow and decision engine supporting our Online Banking and Branch solutions. Origination channels include self-service Web, in-branch, call center and credit administration.
Open new application channels to increase revenue opportunities
Flexible cross-selling creates additional revenue opportunities
Processing agility reduces decision times and heads-off prospects from turning to other providers
Rapidly add new products and programs
Start account and loan requests in one channel and complete them in another
Streamline application completion utilizing required fields that are dynamically triggered by product type and application status
Consistent application of credit policies, decision automation and business rules minimizes risk
Automated fraud and duplicate application detection