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Rabobank Selects ACI Worldwide to Modernize Card Portfolio Business

Leading Dutch-based multinational bank selects ACI’s Issuer Solution to bring card management business in-house

Wednesday, July 25, 2018

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NAPLES, FLA/LONDON, UK—July 25, 2018—ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time electronic payment and banking solutions, today announced that Rabobank, a global multinational bank, will utilize ACI Issuer to modernize the management of its card portfolio business. The solution will allow Rabobank to quickly issue new payment products, including all card types and new tokenized payment products, to better satisfy the demands of today’s consumers and corporate customers.

Based in the Netherlands, Rabobank is a leading, customer-focused cooperative bank and longstanding ACI customer. Its selection of ACI Issuer comes against the backdrop of fewer revenue streams for card issuers due to a fast-changing payments landscape and the capping of interchange fees. ACI’s card management solution is expected to deliver substantial cost savings for Rabobank, helping to quickly establish new, alternative revenue streams. Additionally, Rabobank utilizes numerous ACI products and solutions, including UP BASE24-eps as well as UP Immediate Payments, which has enabled the institution to ready itself for the evolution of instant payments and Open Banking in Europe.

“Partnering with a trusted vendor like ACI will allow us to modernize our global card portfolio business, which is part of our long-term strategy to transform our bank into an agile, future-proofed institution,” said Erik Kwakkel, executive vice president, Payment Services, Rabobank. “We selected ACI Issuer as it will allow us to make efficiency savings and introduce new products at the same time, ultimately increasing customer loyalty and revenues.”

“We’re proud to extend our partnership with innovative global financial institutions like Rabobank,” said Mandy Killam, group president, ACI Worldwide. “ACI Issuer equips financial institutions with the ability to issue new payment product types, quickly establish new or alternative revenue streams and expand their geographic reach. It will give Rabobank the flexibility and agility to succeed in a changing and competitive environment.”

Key capabilities and benefits of ACI Issuer:

  • enables financial institutions to manage all card types and portfolios in different countries and for different issuers on a single platform with a common infrastructure, architecture and technology strategy
  • supports national, international and global financial institutions and has full multi-currency, multi-product, multi-institution and multi-language capabilities
  • supports multiple card programs and product types on the same platform; for example, issuers can manage debit, credit, prepaid and new wearable payment products with a single card management system
  • increases operational efficiencies and the ability to control cost, including maintaining the card scheme’s compliancy; which is a fundamental part of all ACI products and services
  • provides a consolidated view of all customers and their transactions through a single database, supporting easy integration with other ACI products

About ACI Worldwide

ACI Worldwide, the Universal Payments (UP) company, powers electronic payments for more than 5,100 organizations around the world. More than 1,000 of the largest financial institutions and intermediaries, as well as thousands of global merchants, rely on ACI to execute $14 trillion each day in payments and securities. In addition, myriad organizations utilize our electronic bill presentment and payment services. Through our comprehensive suite of software solutions delivered on customers’ premises or through ACI’s private cloud, we provide real-time, immediate payments capabilities and enable the industry’s most complete omni-channel payments experience. To learn more about ACI, please visit You can also find us on Twitter @ACI_Worldwide.

© Copyright ACI Worldwide, Inc. 2019 
ACI, ACI Worldwide, the ACI logo, ACI Universal Payments, UP, the UP logo and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties' trademarks referenced are the property of their respective owners.

Product roadmaps are for informational purposes only and may not be incorporated into a contract or agreement. The development release and timing of future product releases remains at ACI’s sole discretion. ACI is providing the following information in accordance with ACI's standard product communication policies. Any resulting features, functionality, and enhancements or timing of release of such features, functionality, and enhancements are at the sole discretion of ACI and may be modified without notice. All product roadmap or other similar information does not represent a commitment to deliver any material, code, or functionality, and should not be relied upon in making a purchasing decision.

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