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ACI Worldwide to Expand Mobile Banking Solution

Tuesday, October 23, 2007

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(New York, N.Y. – 23 October 2007) – ACI Worldwide (NASDAQ: ACIW), a leading international provider of software for electronic payment systems, today announced that it will offer enhanced mobile banking capabilities to its online banking customers. The mobile banking solution integrates downloadable application software with ACI Worldwide’s industry-leading online banking solution, ACI Enterprise Banker™. ACI’s business and consumer online banking customers will be able to use their cell phones, wireless handheld devices, or other handset devices to view information and perform online functions. Banks will be able to offer mobile access as an alternate channel while leveraging investment in Enterprise Banker data, entitlements and authentication.

“We are pleased to offer this latest technical innovation to our online banking customers,” said Ralph Dangelmaier, president of the Americas and Global Wholesale Banking at ACI Worldwide.  “We will now offer a rich and flexible user interface that allows our financial institutions to customize the look and feel of their offering and maintain consistency with their online banking product.” 

ACI’s mobile banking solution will provide a direct link between the user’s handheld device, its mobile communication carrier and the Enterprise Banker platform.  Users will be able to display real-time balance and transaction data and transfer funds, plus gain access to additional applications for alerts of time-critical transactions and notification and release of transactions awaiting approval.  Future mobile banking initiatives will include bill pay, wire and ACH approval, and mobile remittance to allow users to transfer funds globally in a variety of currencies via their handset.

About ACI Worldwide
Every second of every day, ACI Worldwide solutions are at work processing electronic payments, managing risk, automating back office systems and providing application infrastructure services.   ACI is a leading international provider of solutions for banking, retail and cross-industry systems.  ACI serves more than 800 customers in 84 countries including many of the world's largest financial institutions, retailers and payment processors.  Visit ACI Worldwide at

 Any statements in this press release regarding projected results are preliminary and "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995.  In addition, this press release may contain other forward-looking statements including statements regarding ACI Worldwide Incorporated, its subsidiaries or third parties’ expectations, predictions, views, opportunities, plans, strategies, beliefs, and statements of similar effect.  The forward-looking statements in this press release are subject to a variety of risks and uncertainties.  Actual results could differ materially.  

For a detailed discussion of these risk factors, parties that are relying on the forward-looking statements should review the Company's filings with the Securities and Exchange Commission, including the Company's Form 10-K filed on May 11, 2007, the Company’s Form 10-Q for the fiscal quarter ended December 31, 2006 filed on June 29, 2007, the Company’s Form 10-Q for the fiscal quarter ended March 31, 2007 filed on August 10, 2007 and the Company’s Form 10-Q for the fiscal quarter ended June 30, 2007 filed on September 20, 2007.