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Featured Articles

  • Real-Time Liquidity Management: Values to be realized

    Friday, October 22, 2010

    In today’s banking environment, payments data and transactions live on their own islands, separated according to discrete payment businesses or at least discrete geographic units, rather than linked together for holistically serving all these liquidity purposes.

  • Payments Area Needs Fixing

    Tuesday, October 19, 2010

    Recent economic upheaval has resulted in unprecedented consolidation and tremendous regulatory change. Banks are now wondering how to take advantage of the capital investments made during this time as well as how to generate profits.

  • Keeping Family Cards in the Family

    Thursday, September 30, 2010

    Flexible card management software enables customers to provide funds to their teenagers while still keeping a tight watch over spending and security.

  • To share or not to share, a question of risk and intelligence

    Friday, September 10, 2010

    A recent blog by Forrester's Reineke Reitsma claimed that vendors are looking for ways to increase the level of engagement with clients and to make it easier for clients to process their data and make it visually more interesting - and hopefully easier to use'.

  • Is Bank Security Getting Any better?

    Wednesday, September 01, 2010

    Much has changed in the two years since PC Pro last covered online banking security in depth. Not least the number of people using internet banking which, according to the UK Payments Administration (formerly known as APACS), hit more than 22 million in 2009. Those numbers make the banks an attractive target for cybercriminals. The UK Cards Association says online banking fraud was up by 14% last year, to a total loss of £59 million.

  • How to be a Party Pooper for First-Party Fraud

    Wednesday, September 01, 2010

    It is an unfortunate truth that, along with a steep rise in unemployment and debt default, first-party fraud increases in recessionary times. This recession is like no other experienced in most people’s lifetime, and it is expected that first-party fraud will follow suit and increase to levels not experienced before either.

  • No Cash for You

    Sunday, August 08, 2010

    It’s the worst kind of surprise. You’re traveling abroad, you head to an ATM for much-needed cash, and the machine rejects the transaction. Suddenly, you’re penniless far from home. Instead of enjoying your travels, you’re forced to waste valuable time untangling the mess.

  • U.S. Ready for Adoption of EMV - and Beyond

    Wednesday, August 04, 2010

    With Wal-Mart recently throwing its weight behind the need for a domestic chip and PIN program and United Nations Federal Credit Union declaring itself the first U.S. EMV card issuer, EMV-based chip cards have recently made stateside headlines. EMV is clearly gaining traction in the U.S., and it wouldn't be surprising if banks soon followed suit in issuing EMV payment cards.

  • One in seven Aussies are card fraud victims

    Tuesday, August 03, 2010

    A survey commissioned by ACI Worldwide has found that more than 15 percent of Australian credit and debit cardholders have been victims of bank card fraud in the past five years.

  • Making Tracks for Mobile Payments

    Monday, August 02, 2010

    As the number of mobile payment offerings continues to multiply, the question emerges: what system is going to be processing and managing all these cell phone transactions? Put another way, on what kind of tracks or rails will this mobile train be running?