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  • How Smart Phones Are Changing the Way We Bank Drive Have Sex and Go to the Bathroom

    Friday, June 22, 2012

    There is no denying that smart phones are changing the way we work, play and manage our money. Pew Research found that half of American adults own a smart phone, and that the rate of ownership is expanding quickly in every age cohort except those 65 and older.

  • Maioria Dos Brasileiros Pretende Realizar

    Thursday, June 14, 2012

    SÃO PAULO - Em meio ao crescimento dos dispositivos móveis no Brasil, 94% dos proprietários de smartphones no país estão dispostos a usar seus aparelhos para transações bancárias nos próximos meses, aponta pesquisa conduzida pela ACI Worldwide, companhia americana que desenvolve softwares para transações eletrônicas, em parceria com a consultoria Aite Group. O mesmo levantamento mostra que 93% dos entrevistados esperam adotar aplicações de pagamento móvel nesse intervalo.

  • Comparing Smartphonatics

    Tuesday, May 22, 2012

    Some 35% of consumers use a mobile phone for making payments, and 45% use one for banking, according to a recent survey of 14 countries by ACI Worldwide, a payment systems company, and Aite Group, a research firm.

  • Us Lags in Mobile Payments and Online Banking Study Says

    Monday, May 14, 2012

    Less than a third of U.S. consumers have used their phones to make payments, compared to two thirds of consumers in China, according to a report published Monday by Aite Group and ACI Worldwide (ACIW).

  • A Fraud Spike Prompts a Mississippi Bank to Get UP to Speed

    Monday, March 05, 2012

    The fight against fraud is an ongoing one for most banks, particularly as fraudsters figure out increasingly cunning ways to defang the security walls that bankers build.

  • Loyalty Programs Influence 84% of Members

    Monday, January 23, 2012

    ACI Worldwide, a leading international provider of payment systems, recently released the results of a recent study of consumers in the U.S., which shows the majority of American consumers feel their loyalty programs deliver benefits that are important to them, a retention strategy that keeps customers from straying to the competition.

  • Can Mobile Answer the Loyalty Question?

    Thursday, January 12, 2012

    How do merchants sustain mutually beneficial relationships with their customers? That’s the fundamental question at the heart of modern retailing, and one driving significant investment in customer relationship management schemes, branding exercises and highly targeted marketing efforts.

  • Could China be the Cure for what Ails the U.S. Electronic Payments Market?

    Sunday, January 01, 2012

    At least initially, the concept of targeting China’s electronic payments market appears entirely viable: Last year, China surpassed Japan to become the world’s second-largest economy after the United States; its gross domestic product (GDP) was expected to have risen by about 9.1 percent in 2011, and comparably so through at least the end of the decade, according to the National Bureau of Statistics of China. Moreover, a population of about 1.3 billion would make China the world’s third-largest consumer market by 2025, according to worldwide business consulting firm McKinsey & Company. Further, credit card issuance to Chinese consumers remains on the upswing, with the number of account holders increasing from 11 million in 2004 to approximately 229 million by year-end 2011, reports The Datamonitor Group, a global market analysis organization.

  • Christo Vrey Talks to International Banking Systems Journal

    Tuesday, December 06, 2011

    Interview: Christo Vrey talks to IBS about enabling the availability of products and services across all channels using innovative technology.

  • Managing Complexity - Living with Legacy Systems

    Friday, December 02, 2011

    A combination of new technologies, systematic methodologies and sheer necessity is driving firms to finally address their legacy issues, writes David Bannister.