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Build a Platform for Open Banking

Open up opportunities beyond Open APIs
Regulation mandates the open ecosystem in the short term, but there’s value in going beyond the basics. Building a truly open payments platform puts you ahead of the competition when it comes to generating new revenue streams as digital payments explode.

Find out how banks can monetise the customer experience in this increasingly connected world of banks, through Open APIs.

Global Payments Innovation Jury Report

Why Open Banking is a golden opportunity for payments.

If banks approach Open strategically and look beyond the short-term solve, they can get ahead of the competition, drive new revenues, and win in the New Payments Ecosystem.

Read the Report

How to Monetize Open APIs

Manage, Connect, Simplify
Everyone in payments is talking Open APIs and open banking. But how can banks protect their existing infrastructure and business, and take advantage of new payment opportunities afforded by PSD2 and an open ecosystem?

Watch the video to discover how you transform your bank with the right open payments strategy.

Thriving in the New, Open Payments World

OPEN is a prevalent force that's driving change across the payments ecosystem. The industry is marching ahead with new open banking models and open regulatory environments such as the European Union’s PSD2 (Payment Services Directive) framework and open API initiatives. OPEN has become a movement in payments that’s stimulating competition, innovation and collaboration among all kinds of providers.

As many of these OPEN practices are new to payments, those providers in the center of this ecosystem – financial intermediaries and banks – have unanswered questions

In a new open payments report, ACI Worldwide and First Annapolis answer your questions and more:

  • What are the key pillars of payments ‘Openness’?
  • How will PSD2 and Open API’s impact my organization?
  • How can I use Open API’s to better meet customer needs?
For Banks For Payment Intermediaries

Open Trends and Industry Influence

44% of FinTechs ranked Open API’s as an opportunity (for growth) in 2017

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OPEN API’S RANKED THE #1 MOST IMPORTANT TREND IN UK FINANCE

46 of banks believe API’s to be a top opportunity for partnerships

Open Payments Business Models and New Security Strategies

An on-demand webinar led by ACI’s Senior Fraud Consultant, Seth Ruden and First Annapolis Patrner, Joel van Arsdalet discuss the journey that led to today’s OPEN, faster payments world. A special focus is placed on how financial intermediaries can benefit as third party providers (TPP), and how to protect against heightened fraud risk.

Webinar highlights:

  • Why business models need to change in order to be OPEN
  • How to ensure SECURE payments co-exist with OPEN payments
  • The competitive opportunities that OPEN payments offers Processors and FinTechs
Access Webinar Replay
fraud survey
NPE Faster

Open Technology Meets Faster Payments

As customers demand more payments choice and speed, regulators are driving change, too. The UK Faster Payments Scheme Limited (FPSL) developed an open access model to widen the reach of its real time scheme to all payment providers. As a result, the UK payments market is seeing increased innovation as FinTechs and alternative entrants can access the scheme directly and offer instant payment experiences just as easily as the big banks can.

Find out more