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Navigate Today's Payments Landscape and Capitalize on New, Competitive Opportunities

Transform your business to survive and thrive in the new payments ecosystem without breaking the bank.

Adapt to market challenges and get ahead of the competition by providing new, value-added services without compromising scalability, availability, or reliability.

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Drive Opportunity from Disruption

TEN STEPS TO TRANSFORM YOUR PAYMENTS TODAY

You know you need to get ahead of the digital transformation curve. But where can you start? The challenges differ for retail and transaction banking, but there’s a series of steps that any bank can take to enact real change, right now.

  Download the 10 steps guide to deliver more value to your customers:     Retail    |    Corporate Banks 

PRIORITIZE YOUR DIGITAL PAYMENTS TRANSFORMATION STRATEGY

Discover the payments trends with the biggest impact in the regions where you do business. Highlights include:

  • Banks in the Americas experience rapid increases in digital transactions, impacting scalability, availability and reliability. As non-cash volumes rise, payments players in the Americas must consider their throughput capacity.
  • Asia-Pacific banks continue to see strong and rapid growth in digital payments and is working to keep up with customer demands that rest on the scalability, availability and reliability of systems.
  • European banks are responding to regulatory requirements and customer demands for improved digital experiences, that place pressure on legacy payments foundations.

  See the Infographic

LEVELING THE PLAYING FIELD

New regulation (PSD2 in Europe and the New Access Model for UK Faster Payments) and Open APIs in payments are encouraging more competition from all kinds of payment businesses.

The Impact: New entrants such as FinTechs and other alternative providers are further disrupting traditional payment models with innovative offerings that address unmet market needs. 

NEW BUSINESS MODELS SURFACE

Real-time clearing schemes, open access models, new technology (such as blockchain), cloud options, and global commerce are changing processing requirements and driving the need to modernize legacy systems to enable innovation.

The Impact: Networks are decentralizing, dual messaging is evolving to single messaging, and innovation is increasing as providers offer unique services to align with new models. 

DIGITAL COMMERCE AND CROSS-BORDER EXPLODE

The world is going mobile and traditional methods for banking, shopping, borrowing and lending are being revolutionized.

The Impact: Customer needs are broadening – consumers expect seamless, quick experiences, banks require greater resiliency and scalability, merchants must meet cross border, any-to-any commerce needs, and businesses want payment options that align with the modern world.

 Learn More:   Cross-Border Payments: The Next Big Frontier

YOUR PATH TO THE NEW PAYMENTS ECOSYSTEM

By delivering a foundation built on scalability, availability, reliability and security, ACI helps you achieve the transformational change necessary to win in the New Payments Ecosystem.

 Learn More:   Infographic   |    How to Leverage #NewPayments Transformation in Transaction Banking (Blog)   |    Countdown to the #NewPayments Ecosystem (Blog)

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Any Payment, Every Possibility

ACI powers electronic payments and banking for more than 5,100+ organizations around the world. We have more than 40 years of payments expertise and customers in 80+ countries.

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