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Consumer expectations are changing dramatically. Anytime, anywhere commerce is expected and, as a result, multi-channel retailing is blending revenue from stores with eCommerce and mobile and social shopping. At the same time, consumers are more aware of fraud and security concerns, raising expectations on detection and prevention. And data compromises have ensured that end-to-end encryption and security is top of mind. UP Merchant Payments from ACI Worldwide is the solution. Learn more at: https://www.aciworldwide.com/solutions/up-merchant-payments