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The Business Case for Real-Time Payments in the U.S.
Wednesday, May 02, 2018 Paul Thomalla to Low Value Real Time PaymentsReal-time payments has been a hot topic for so long now that rather than asking ourselves ‘what’s the business case,’ we should really be asking how we can jump-start our real-time payments implementations.
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Maintain Vs. Invest: What the Digital Era Ushers in for Banks
Thursday, April 12, 2018 Paul Thomalla to High Value Real Time Payments, Payments and Industry Trends, Secure eCommerceTaking place this week in Brussels, the European Credit Research Institute (ECRI) will host a high-level debate on how policymakers can build on the process of digitalisation of banks to raise competitiveness in light of increased competition from fintech start-ups and tech giants.
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The EBA’s Regulatory Technical Standards Provide the “How” to PSD2’s “What”
Thursday, December 28, 2017 Paul Thomalla to Payments and Industry TrendsFebruary 2017 saw the release of the long-awaited draft regulatory technical standards (RTS) for strong customer authentication (SCA) from the European Banking Authority (EBA). The RTS defines the technical framework for the implementation of PSD2 with primary focus on SCA, and common and secure connection (CSC). In short, we could say that PSD2 covers the “what” aspect of the regulation whereas the RTS defines the “how” this is to be done.
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Regulating the Payments Ecosystem Transformation
Friday, June 23, 2017 Paul Thomalla to Payments and Industry TrendsNew banks, new payments players, new choice. The competition is heating up in payments, with both incumbents and those new to the scene, vying to emerge victorious.
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How Digitalized Banking Will Force Collaboration And Other Key Highlights From Sibos
Thursday, October 06, 2016 Paul Thomalla to Low Value Real Time Payments, Payments and Industry Trends, High Value Real Time PaymentsReturning from Sibos in Geneva, I am in a reflective mood on the main take-aways from this year’s event, key updates about the state of the payments industry—and what to expect in 2017.
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Three hot-button topics from Money20/20
Tuesday, November 10, 2015 Paul Thomalla to Payments and Industry Trends -
From Sluggish to Supercharged: Changing the World with Real-Time Payments
Thursday, May 14, 2015 Paul Thomalla to High Value Real Time PaymentsThis week saw leading voices in the payments and fintech community gather in Amsterdam for EBAday. Real-time payments was definitely one of the big buzzwords of the event.
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Payments Innovation: Beware of Fancy Apps; It’s Time to Invest in Plumbing
Tuesday, January 20, 2015 Paul Thomalla2014 was the year when the Britain (and much of the rest of the world) fell in love with mobile payments. Hardly a day went by without a story about a new payment service or another cool new payments app. ApplePay was announced to the world with much fanfare and the London transport system went contactless.
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Payments Innovation at Groupe Auchan, One of the World's Largest Retailers
Thursday, September 18, 2014 Paul ThomallaFrance-based Groupe Auchan is the world’s eleventh largest food retailer, with more than 3,000 stores, spanning 15 countries across Europe and Asia. The retail giant is embarking on a major payments initiative that will not only benefit the organization, but its hundreds of thousands of customers as well—a new SEPA-compliant European card payments platform, the first of its kind in Europe.