Regulating the Payments Ecosystem Transformation

New banks, new payments players, new choice. The competition is heating up in payments, with both incumbents and those new to the scene, vying to emerge victorious.

How Digitalized Banking Will Force Collaboration And Other Key Highlights From Sibos

Returning from Sibos in Geneva, I am in a reflective mood on the main take-aways from this year’s event, key updates about the state of the payments industry—and what to expect in 2017.

Three hot-button topics from Money20/20

From Sluggish to Supercharged: Changing the World with Real-Time Payments

This week saw leading voices in the payments and fintech community gather in Amsterdam for EBAday. Real-time payments was definitely one of the big buzzwords of the event. 

Payments Innovation: Beware of Fancy Apps; It’s Time to Invest in Plumbing

2014 was the year when the Britain (and much of the rest of the world) fell in love with mobile payments. Hardly a day went by without a story about a new payment service or another cool new payments app. ApplePay was announced to the world with much fanfare and the London transport system went contactless.

Payments Innovation at Groupe Auchan, One of the World's Largest Retailers

France-based Groupe Auchan is the world’s eleventh largest food retailer, with more than 3,000 stores, spanning 15 countries across Europe and Asia. The retail giant is embarking on a major payments initiative that will not only benefit the organization, but its hundreds of thousands of customers as well—a new SEPA-compliant European card payments platform, the first of its kind in Europe. 

The Disruption Opportunity

“… the real story behind disruptive innovation is not one of destruction, but of its opposite: in every industry changed by disruption, the net effect has been total market growth.”

What Bricks and Mortar Banking Can Learn from Mobile

Today innovation in banking has almost become a byword for what the next big use of mobile technology will be in helping people and businesses bank more easily and more flexibly.

Innovation must be built on solid ground

Innovating to address the ever evolving needs of the customer will always be a matter of importance to banks, as they strive to deliver new services both faster and competitively priced. However, delivering robust transaction banking capabilities is fundamentally key for financial institutions to maintain a stable and sustainable business on behalf of their customers.

Rebuilding trust remains vital for our banks

We in Britain love a moan. The glass is always half empty and nothing is ever good enough for the average man on the street. But when it comes to the banking industry, many feel the criticism is justified. Personally I think that this is an emotional reaction and is often unilaterally and wrongly used to criticise ALL parts of these large institutions, however I digress.