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Bob Mackman

Bob Mackman

Head of Business Services (Wholesale)

Bob Mackman

More articles by Bob Mackman

  • EBADay 2010: How Far we have come and where we are going?

    Friday, May 28, 2010

    Yesterday was the first day of EBAday and, as expected, many of the sessions focused on the challenges that banks are currently facing as they integrate SEPA with their domestic payments infrastructures while they migrate from legacy payments, ultimately turning the SEPA vision into reality. EBAday is an opportunity to reflect on the progress of SEPA, the milestones we’ve reached and the challenges that still lie ahead. From that perspective, several interesting observations have been made.

  • Grafting SEPA Onto Legacy Payments An Ongoing Challenge

    Monday, May 24, 2010

    We’re expecting the agenda at the upcoming EBAday event this week to again be dominated by SEPA. The challenges banks face integrating SEPA with their domestic payments infrastructures, migrating from legacy payments, and ultimately turning the SEPA vision into reality will be top priorities.

  • Day Three at the International Payments Summit

    Thursday, March 11, 2010

    This year’s International Payments Summit had a clear theme running through the various debates and discussions around the event: how regulation is stifling progress….but mainly for the banks.

  • Day Two at the International Payments Summit

    Wednesday, March 10, 2010

    While we were eased into this year’s International Payments Summit on Monday, yesterday’s sessions contained more heated debates. Discussions yesterday first of all turned to proposed Basel III regulations which will require far more capital to be raised by the banks (a core capital ratio of at least 6 per cent will have to be maintained). According to a number of projections from major financial institutions, this means that the European banking sector as a whole will have an aggregate extra funding requirement of more than one trillion Euros, or nearly one and a half trillion dollars, to comply with Basel III.

  • Day One at the International Payments Summit

    Monday, March 08, 2010

    The International Payments Summit (IPS) here in London kicked off this morning, and some of the usual themes have already come to the fore. It was no surprise that the straw poll by IPS of the delegates revealed that regulation will continue to be the most important business driver in 2010 as well as one of the biggest constraints to payment transaction growth. Despite the sense of weariness in the banking industry around the issue, it’s clear that regulation will have to remain at least a ‘warm’ topic for now.