Skip to content

Andy Brown

Andy Brown

Payments Industry Consultant

Andy Brown

More articles by Andy Brown

  • The messy break up with cheques

    Tuesday, June 19, 2012

    The Australian Payments Clearing Association (Apca) recently confirmed it will not be closing the country's cheque clearing system, following a year-long consultation with payment stakeholders.

  • Top of the Internet Tree

    Wednesday, March 21, 2012

    The UK is now the most internet based economy of the G20 group, according to the Boston Consulting Group. As a nation, the Brits have emerged top in terms of how much of their hard-earned cash is spent online, ahead of Denmark, the United States and Germany.

  • Don’t repeat the mistakes of the internet banking age

    Thursday, December 01, 2011

    Mobile payments, mobile banking, mobile commerce.  These are the buzzwords around at the moment with new schemes being launched every day.

  • Towards the Unknown [Payments] Region

    Tuesday, June 28, 2011

    Vaughan Williams’ choral work ‘Towards the Unknown Region’ is a dramatic setting of a Walt Whitman poem, describing the uncertainty of life, the soul being led to an unknown place with no maps or guides or paths. As the recent report ‘The Changing Face of Payments’ shows, the infrastructure of payments is heading towards an unknown region.

  • World Payments Increase

    Tuesday, October 19, 2010

    Today sees the launch of the World Payments Report – an annual barometer of payments across the globe. Promisingly, it shows that payments volumes continued to grow in 2009 despite the impact of the financial crisis while increased competition and new regulatory initiatives are creating a more complex payments landscape.

  • Moving Forward with EMV

    Tuesday, February 16, 2010

    “I think the report from the University of Cambridge is very interesting and raises some very valid points, despite the fact that it is quite theoretical and could only work in a specific set of circumstances.