The reality is however that it hasn’t really worked out like that, and the general lack of progress has produced recent ripples throughout the political and regulatory structures. And we’ve all adopted the mantra: “we need an end-date”.
So where does ‘widdershins’ come into this? The term originates in the 16th century and means essentially ‘in a contrary direction’. This is a good word to use for SEPA – we will get there but not perhaps in the way we originally expected. We just need to be flexible and agile – and we can extract the value that there really is in SEPA. Widdershins is not something to be feared.
Paul Styles
Product Marketing Manager – Wholesale Payments
ACI Enterprise Payments Platform 
