
Paul is senior vice president, corporate relations and development at ACI Worldwide. Prior to ACI, Paul served in executive roles at Stratus Technology, IBM, Destiny USA, Microsoft and Catalyst Technologies.
Articles by Paul Thomalla

The Business Case for Real-Time Payments in the U.S.
Real-time payments has been a hot topic for so long now that rather than asking ourselves ‘what’s the business case,’ we should really be asking how we can jump-start our real-time payments implementations.

The EBA’s Regulatory Technical Standards Provide the “How” to PSD2’s “What”
February 2017 saw the release of the long-awaited draft regulatory technical standards (RTS) for strong customer authentication (SCA) from the European Banking Authority (EBA). The RTS defines the technical framework for the implementation of PSD2 with primary focus on SCA, and common and secure connection (CSC). In short, we could say that PSD2 covers the “what” aspect of the regulation whereas the RTS defines the “how” this is to be done.

The eCommerce Opportunity in South Africa
High mobile penetration, rising consumer confidence in online transactions, and secure online gateways are driving eCommerce growth globally. However, by international standards, eCommerce penetration across Africa is still relatively low. But it is estimated that 600M consumers will be online by 2025, spending $75B each year, which offers a tremendous opportunity.

Three hot-button topics from Money20/20
Three hot-button topics from Money20/20

From Sluggish to Supercharged: Changing the World with Real-Time Payments
This week saw leading voices in the payments and fintech community gather in Amsterdam for EBAday. Real-time payments was definitely one of the big buzzwords of the event.

Payments Innovation at Groupe Auchan, One of the World’s Largest Retailers
We sat down with Arnaud Crouzet, Head of Group Global Payments Development at Auchan. Arnaud provides insight into the rationale behind this move and what it means to Auchan’s technology-savvy customer base.
