Kaushik Roy

Vice President and Country Leader, South Asia, ACI Worldwide at ACI Worldwide

Kaushik Roy is the Vice President and Country Leader, South Asia for ACI Worldwide, one of the world’s leading payments systems companies. With over two decades of experience in the payments space, Kaushik in his current role is responsible for increasing presence across key growth areas of digital payments. Prior to heading up ACI for India, Kaushik held various leadership positions for global financial services and payments companies including MoneyGram, Barclaycard Global Business Solutions, American Express and Max New York Life Insurance. Kaushik’s roles have spanned across continents, managing multi-country global teams across both line and staff functions. At MoneyGram, Kaushik was responsible for leading the business in over 20 countries, representing over one-third of the global cross-border money transfer market and serving thousands of customers through an exhaustive distribution channel. He has also led several functions that were critical enablers of success for a broad range of businesses at Barclaycard from 2012 to 2014 in London. Kaushik has a proven track record of driving continuous business improvement, disrupting the status quo by bringing new ideas to life, and providing strategy and direction to enable profitability and exceed revenue objectives. He is an alumnus of St. Stephen’s College, New Delhi and majored in Economics.

Articles by Kaushik Roy


Defense in Depth: Fighting Fraud in India with a Multi-Layered Approach

There’s a quip, albeit ironic, making the rounds as forwarded emails and messages – “Who’s driving digital transformation among enterprises: CEO or CIO? The correct answer is COVID-19.” Going beyond impacting global well-being, COVID-19 is pushing the corporate world to rapidly introduce new measures for business continuity. Diametrically opposite to continuity, the black swan event of the novel coronavirus is creating disruption in terms of exploitation and fraud perpetration – especially in the banking and financial sector.


How India is Tackling the Challenges of Digital Payments Growth

India’s massive transformation from a cash-based society to a cashless society is underscored by the rise in fintech adoption and the growth of the Unified Payments Interface (UPI) platform, which is now processing more than one billion transactions each month.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?