Ciaran Chu

Practice Lead, Public Cloud at ACI Worldwide

Ciaran is an expert in both the issuing and merchant acquiring space of global payments, with a focus on how banks, processors, fintechs and merchants can navigate the evolving payments ecosystem to generate new revenues. From nearly a decade's experience with one of the UK’s largest issuers and acquirers, Ciaran has developed a strong belief in the monetizing the customer experience, and is passionate about supporting our customers to look beyond creating margin in traditional products, and helping them to navigate the rapidly-changing consumer payments market.

Articles by Ciaran Chu


Time is Money: A Millennial View of UK Faster Payments’ 10th Anniversary

As a millennial, I’ve often been the butt of jokes of those a little bit older than I am (whether colleagues or my own family). One of the clichés perpetuated is that we are constantly glued to our smartphones: In a way that’s correct, but misses an important point. As a young millennial professional, the most important thing to me is TIME. And that’s the reason my phone plays a crucial role in my life – much to the annoyance of my girlfriend and family. It means I can do things on the move, which in turn makes my life a whole lot easier.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?