Executive leadership team

  • Heasleyborder

    Philip G. Heasley

    President and Chief Executive OfficerACI Worldwide, Inc.

    Mr. Heasley was named president and CEO of ACI Worldwide in March 2005. He has more than 30 years in payment systems and financial services. Before joining the company, he was chairman and CEO of Paypower, LLC. From 2000 to 2003, he was chairman and CEO of First USA Bank, the credit card subsidiary of Bank One. Prior to joining First USA Bank, Mr. Heasley spent 13 years in executive positions at U.S. Bancorp, including six years as vice chairman and the last two years as president and chief operating officer. Before joining U.S. Bancorp, Mr. Heasley spent 13 years at Citicorp, including three years as president and COO of Diners Club, Inc.

    Mr. Heasley served as chairman of the board of Visa USA from 1996 until November 2003 and was a member of the board of Visa International during the same period. Mr. Heasley also serves, or has served, as a director of Fidelity National Financial, Inc., Ohio Casualty Corporation, Fair Isaac Corporation, Kintera Inc., The Schwan Food Company, Inc., and Public Radio International. Mr. Heasley holds an MBA from Bernard Baruch Graduate School of Business and a Bachelor of Arts from Marist College.

  • Behrensborder

    Scott Behrens

    Senior Executive Vice President, Chief Financial OfficerACI Worldwide, Inc.

    Mr. Behrens serves as senior executive vice president, chief financial officer of ACI Worldwide. He is responsible for global finance activities at ACI Worldwide. Mr. Behrens joined ACI Worldwide in June 2007. Prior to joining the company, Mr. Behrens served as senior vice president, corporate controller and chief accounting officer at SITEL Corporation from January 2005 to June 2007. He also served as vice president of Financial Reporting at SITEL Corporation from April 2003 to January 2005. From 1993 to 2003, Mr. Behrens served as a senior manager at Deloitte & Touche, LLP. Mr. Behrens holds a Bachelor of Science (Honors) from the University of Nebraska – Lincoln.

  • Dennis Byrnesborder

    Dennis Byrnes

    Executive Vice President, Chief Administrative OfficerACI Worldwide, Inc.

    Mr. Byrnes serves as executive vice president, chief administrative officer, general counsel and secretary of ACI Worldwide. He is responsible for the legal department, facilities department, corporate management office, corporate tools, corporate marketing, corporate IT and human resources at ACI Worldwide.  Mr. Byrnes joined the company in June 2003. Prior to that Mr. Byrnes served as an attorney in Bank One Corporation’s technology group from 2002 to 2003. From 1996 to 2002 Mr. Byrnes was an executive officer at Sterling Commerce, Inc., an electronic commerce software and services company, serving as that company’s general counsel from 2000. From 1991 to 1996 Mr. Byrnes was an attorney with Baker Hostetler, a national law firm with more than 600 attorneys. Mr. Byrnes holds a JD (cum laude) from the Ohio State University College of Law, an MBA from Xavier University and a Bachelor of Science in engineering (magna cum laude) from Case Western Reserve University.

  • Daniel Frateborder

    Daniel Frate

    Group President, Strategic Products & Global MarketsACI Worldwide, Inc.

    Daniel Frate is group president, Global Markets and Product Management at ACI Worldwide. Mr. Frate joined ACI in August 2012 and is responsible for delivering customer satisfaction through tight alignments of product roadmaps with market needs. Prior to joining ACI, Mr. Frate was executive vice president at PNC Bank, where he led the Retail Banking products and pricing group.

    Mr. Frate joined PNC through its acquisition of National City Corporation, where he served as vice chairman and executive vice president, leading the Retail Banking business. Before joining National City, he served as vice president and chief operating officer of Bank One Card Services.

    Frate is a member of the board of directors of the Vocational Guidance Services and John Carroll University. He is also a member of The Financial Services Roundtable.

    He has a bachelor’s degree in Economics from John Carroll University and a master’s degree in Finance from the Krannert Graduate School of Management at Purdue University.

  • Carolyn Hombergerborder

    Carolyn Homberger

    Group President, Customer Management & MaintenanceACI Worldwide, Inc.

    Mrs. Homberger serves as Group President, Customer Management & Maintenance. She is responsible for the Maintenance, Premium Customer Support & Extended Support Services (ESS) Business Units as well as Customer Support, Cash Operations & Payment Services.  Mrs. Homberger joined ACI Worldwide in December 2006.  She has led the Financial Planning & Analysis Team and held other Operational Leadership positions at the company.  Prior to joining ACI Worldwide, Mrs. Homberger worked at GE Healthcare where she held Finance Leadership roles and completed the Financial Management Program (FMP).  Mrs. Homberger is Six Sigma Green Belt Certified and holds her MBA from Fordham University and Bachelor of Science from Miami University.

  • Makiborder

    Craig Maki

    Executive Vice President, Treasurer and Corporate Development OfficerACI Worldwide, Inc.

    Mr. Maki serves as executive vice president, treasurer and corporate development officer of ACI Worldwide. He is responsible for the global corporate development and treasury activities at ACI. Mr. Maki joined ACI Worldwide in June 2006. Prior to joining the company, Mr. Maki served as senior vice president for Stephens Inc. from 1999 through May 2006. From 1994 to 1999, Mr. Maki was a director in the corporate finance group at Arthur Andersen and from 1991 to 1994, he was a senior consultant at Andersen Consulting.  Mr. Maki holds his MBA from the University of Denver and Bachelor of Science degree from the University of Wyoming.

  • Moremborder

    David N. Morem

    Executive Vice President, Chief Risk OfficerACI Worldwide, Inc.

    As Chief Risk Officer, Mr. Morem leads the enterprise risk management activities for ACI.  He was previously responsible for leading our ACI On-Demand business and prior to that for delivering world class support for all ACI products, a key aspect of the company's priority on customer satisfaction. Mr. Morem joined ACI Worldwide in June 2005. Prior to joining ACI, Mr. Morem held executive positions at GE Home Loans, Bank One Card Services and U.S. Bank. Mr. Morem brings more than 30 years of experience in process management, finance, operations, credit policy and change management. Mr. Morem holds an MBA from the University of St. Thomas and a Bachelor of Arts degree from the University of Minnesota.

  • Apratim Purakayasthaborder

    Apratim Purakayastha

    Group President, ACI On-DemandACI Worldwide, Inc.

    Dr. Apratim Purakayastha (AP) is a Group President at ACI Worldwide responsible for the ACI On-Demand business. Recently he was Senior Vice President, responsible for the Extended Support Services products. Previously, he was SVP of Engineering for all ACI's payment engine products. Before joining ACI, AP held executive management positions at IBM's Software Group where he led the development of IBMs software-as-a-service products. AP began his career at IBM's Research division where he specialized in mobile and pervasive computing. He was recognized as a Master Inventor in IBM and holds more than 10 US patents. He has a Ph.D. in Computer Science from Duke University.

  • Scottoborder

    Tony Scotto

    Senior Executive Vice President, Chief of TechnologyACI Worldwide, Inc.

    Mr. Scotto is Senior Executive Vice President, Technology at ACI having joined the company in March of 2010. With more than 30 years' experience running global product development organizations, he is responsible for architecture and design, coding, testing, development centers of excellence and software process for strategic products.  As vice president of product development at 170 Systems, Inc., Mr. Scotto was responsible for scaling all aspects of development, including headcount, product strategy, development processes and integration with other key corporate functions. Prior to that, Mr. Scotto held executive positions in product development at Oracle, StorageNetworks, Inc., and Idiom, Inc.  Mr. Scotto holds a Bachelor of Science in Computer Science from the University of Connecticut.