Executive leadership team

  • Heasleyborder

    Philip G. Heasley

    President and Chief Executive OfficerACI Worldwide, Inc.

    Mr. Heasley was named president and CEO of ACI Worldwide in March 2005. He has more than 30 years in payment systems and financial services. Before joining the company, he was chairman and CEO of Paypower, LLC. From 2000 to 2003, he was chairman and CEO of First USA Bank, the credit card subsidiary of Bank One. Prior to joining First USA Bank, Mr. Heasley spent 13 years in executive positions at U.S. Bancorp, including six years as vice chairman and the last two years as president and chief operating officer. Before joining U.S. Bancorp, Mr. Heasley spent 13 years at Citicorp, including three years as president and COO of Diners Club, Inc.

    Mr. Heasley served as chairman of the board of Visa USA from 1996 until November 2003 and was a member of the board of Visa International during the same period. Mr. Heasley also serves, or has served, as a director of Fidelity National Financial, Inc., Ohio Casualty Corporation, Fair Isaac Corporation, Kintera Inc., The Schwan Food Company, Inc., and Public Radio International. Mr. Heasley holds an MBA from Bernard Baruch Graduate School of Business and a Bachelor of Arts from Marist College.

  • Behrensborder

    Scott Behrens

    Senior Executive Vice President, Chief Financial OfficerACI Worldwide, Inc.

    Mr. Behrens serves as senior executive vice president, chief financial officer of ACI Worldwide. He is responsible for global finance activities at ACI Worldwide. Mr. Behrens joined ACI Worldwide in June 2007. Prior to joining the company, Mr. Behrens served as senior vice president, corporate controller and chief accounting officer at SITEL Corporation from January 2005 to June 2007. He also served as vice president of Financial Reporting at SITEL Corporation from April 2003 to January 2005. From 1993 to 2003, Mr. Behrens served as a senior manager at Deloitte & Touche, LLP. Mr. Behrens holds a Bachelor of Science (Honors) from the University of Nebraska – Lincoln.

  • Dennis Byrnesborder

    Dennis Byrnes

    Executive Vice President, Chief Administrative OfficerACI Worldwide, Inc.

    Mr. Byrnes serves as executive vice president, chief administrative officer and general counsel. He joined ACI in 2003 as its general counsel. Prior to ACI, Mr. Byrnes was an attorney in Bank One's technology group from 2002 to 2003 and before that with Sterling Commerce, an electronic commerce software and services provider, from 1996. Mr. Byrnes began his legal career with Baker & Hostetler, serving as an attorney in that firm from 1991 to 1996. He holds a JD from The Ohio State University College of Law, an MBA from Xavier University and a Bachelor of Science in engineering from Case Western Reserve University.

  • Daniel Frateborder

    Daniel Frate

    Group President, Customer Management and MaintenanceACI Worldwide, Inc.

    Daniel Frate is group president, Customer Management and Maintenance at ACI Worldwide. Mr. Frate joined ACI in August 2012 and is responsible for delivering customer satisfaction through tight alignments of product roadmaps with market needs. Prior to joining ACI, Mr. Frate was executive vice president at PNC Bank, where he led the Retail Banking products and pricing group.

    Mr. Frate joined PNC through its acquisition of National City Corporation, where he served as vice chairman and executive vice president, leading the Retail Banking business. Before joining National City, he served as vice president and chief operating officer of Bank One Card Services.

    Frate is a member of the board of directors of the Vocational Guidance Services and John Carroll University. He is also a member of The Financial Services Roundtable.

    He has a bachelor’s degree in Economics from John Carroll University and a master’s degree in Finance from the Krannert Graduate School of Management at Purdue University.

  • Carolyn Hombergerborder

    Carolyn Homberger

    Group President, ACI On DemandACI Worldwide, Inc.

    Mrs. Homberger serves as Group President, ACI On Demand. Mrs. Homberger joined ACI Worldwide in December 2006.  She has led the Financial Planning & Analysis Team and held other Operational Leadership positions at the company.  Prior to joining ACI Worldwide, Mrs. Homberger worked at GE Healthcare where she held Finance Leadership roles and completed the Financial Management Program (FMP).  Mrs. Homberger is Six Sigma Green Belt Certified and holds her MBA from Fordham University and Bachelor of Science from Miami University.

  • Makiborder

    Craig Maki

    Executive Vice President, Treasurer and Corporate Development OfficerACI Worldwide, Inc.

    Mr. Maki serves as executive vice president, treasurer and corporate development officer of ACI Worldwide. He is responsible for the global corporate development and treasury activities at ACI. Mr. Maki joined ACI Worldwide in June 2006. Prior to joining the company, Mr. Maki served as senior vice president for Stephens Inc. from 1999 through May 2006. From 1994 to 1999, Mr. Maki was a director in the corporate finance group at Arthur Andersen and from 1991 to 1994, he was a senior consultant at Andersen Consulting.  Mr. Maki holds his MBA from the University of Denver and Bachelor of Science degree from the University of Wyoming.

  • Moremborder

    David N. Morem

    Executive Vice President, Chief Risk OfficerACI Worldwide, Inc.

    As Chief Risk Officer, Mr. Morem leads the enterprise risk management activities for ACI. He was previously responsible for leading our ACI On Demand business and prior to that for delivering world-class support for all ACI products, a key aspect of the company's priority on customer satisfaction. Mr. Morem joined ACI Worldwide in June 2005. Prior to joining ACI, Mr. Morem held executive positions at GE Home Loans, Bank One Card Services and U.S. Bank. Mr. Morem brings more than 30 years of experience in process management, finance, operations, credit policy and change management. Mr. Morem holds an MBA from the University of St. Thomas and a Bachelor of Arts degree from the University of Minnesota.

  • Apratim Purakayasthaborder

    Apratim Purakayastha

    Executive Vice President, UP SolutionsACI Worldwide, Inc.

    Dr. Apratim Purakayastha (AP) is Executive Vice President, UP solutions. Before joining ACI, AP held executive management positions at IBM's Software Group where he led the development of IBMs software-as-a-service products. AP began his career at IBM's research division where he specialized in mobile and pervasive computing. He was recognized as a Master Inventor in IBM and holds more than 10 US patents. He has a Ph.D. in computer science from Duke University.

  • Craig Saksborder

    Craig Saks

    Executive Vice President, Global Markets and Strategic Products

    With more than twenty years of payments and banking expertise, Mr. Saks serves as executive vice president, Global Markets and Strategic Products. At ACI, Mr. Saks leads the company’s advanced product portfolio, which covers retail banking, wholesale banking, retailers, electronic bill payment and presentment, payments  risk  management, payment hubs, payments tools and all associated channels, including mobile and online.

    Prior to ACI, Mr. Saks held senior-level positions at S1 Corporation (acquired by ACI), Fundamo (acquired by Visa) and PWC.

  • Scottoborder

    Tony Scotto

    Senior Executive Vice President, Chief of TechnologyACI Worldwide, Inc.

    Mr. Scotto is Senior Executive Vice President, Technology at ACI having joined the company in March of 2010. With more than 30 years' experience running global product development organizations, he is responsible for architecture and design, coding, testing, development centers of excellence and software process for strategic products.  As vice president of product development at 170 Systems, Inc., Mr. Scotto was responsible for scaling all aspects of development, including headcount, product strategy, development processes and integration with other key corporate functions. Prior to that, Mr. Scotto held executive positions in product development at Oracle, StorageNetworks, Inc., and Idiom, Inc.  Mr. Scotto holds a Bachelor of Science in Computer Science from the University of Connecticut.