Archives

Expert view: the ACI blog

Mark A. Ranta, CTP

Senior Solution Consultant

Posted on: Monday, September 22, 2014

Virtual currencies are very much a global reality

The last couple of years have seen virtual currencies come to the fore, a decade-plus since the emergence of Second Life and its Linden Dollar. And virtual is now among the hot topics at this year’s Sibos conference.

Paul Thomalla

SVP & Managing Director, EMEA

Posted on: Tuesday, October 4, 2011

Reflections on Toronto

As we're wrapping up the loose ends from Toronto, the thing I keep coming back to is how different the conversations were than they have been in the past.

Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Thursday, September 22, 2011

The Executive Payments Forum debate at Sibos

Regulation is a fact of life in the payments business but the panellists in this Sibos session were united in their opinions on how best it should be tackled. And common standards and communication are at the root of their recommended approach.

Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Wednesday, August 3, 2011

Let us go then, you and I, to Sibos

Sibos once again fast approaches, the programme is largely set and delegates can begin to plan their week in Toronto in some detail.

Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Friday, November 12, 2010

A post-Sibos perspective on SEPA

Against all the odds, SEPA remained an active topic of discussion at Sibos in Amsterdam, with a degree of clarity about the specific issues of migration not usual in the SEPA debates of late. At least the imminent setting of a SEPA migration end date(s) is anticipated - with eagerness or trepidation depending on your point of view and preparedness.

Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Wednesday, October 27, 2010

What Will it Take to get to SEPA

The challenges of regulation for SEPA were made clear in the "SEPA 2010" session at Sibos today when the European Commission declared that "moving from self-regulation to regulation is not a small step but a major challenge”. In a sense, that sentiment comes as no surprise at all, given how far we've already travelled down the road to SEPA.

Louis Blatt

Chief Product Officer

Posted on: Wednesday, October 27, 2010

The Real Payments Impacts from Liquidity Regulations

As a key theme for SIBOS there is a lot of discussion about the impact of regulations, and the unexpected consequences that all too often accompany new rules.

David Divitt

Risk Solutions Manager

Posted on: Wednesday, October 27, 2010

Getting One View of Financial Crime

Anyone who has worked in a bank, or has spent any length of time working with them, knows that technology silos are all too commonplace. Many banks have one system to process debit card payments, another for credit, a third for online banking, and the list goes on. The same applies for fraud prevention and detection, where many banks aren't yet taking a true enterprise view of a customer but instead trying to identify fraud on individual channels, which inevitably makes the detection slower and less accurate - for when fighting financial crime, information and knowledge really is power.

Louis Blatt

Chief Product Officer

Posted on: Tuesday, October 26, 2010

Throughout everything, reliability is what counts

Over the last couple of weeks, we have been running a short poll on the ACI website to ask peoples’ views on payment systems in advance of Sibos, and the results are now in.

Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Tuesday, October 26, 2010

Can Africa Learn Lessons from SEPA

It's very interesting to see that Southern Africa plans a SEPA-style payments harmonisation and that they consider that learning from the experience in Europe could be very useful. Something that immediately springs to mind is to treat self-regulation with caution. In Europe, we are now actively seeking regulatory intervention to set an end date for the withdrawal of the legacy payment instruments as the SEPA initiative feels as though it is stalled without that. Self-regulation simply did not deliver.