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Expert view: the ACI blog

Tony Smith

Tony Smith

Strategic Consultant

Posted on: Monday, October 25, 2010

"Real-Time" Liquidity Management Values to be Realised

In today’s banking environment, payments data and transactions live on their own islands, separated according to discrete payment businesses or at least discrete geographic units, rather than linked together for holistically serving all these liquidity purposes. Banks might pursue integrating some of these systems in an equally silo’d fashion, through extensive and expensive systems integration projects, but those approaches are not repeatable, adjustable or easily refinable. Real-time insight cannot be delivered on demand across a diverse spectrum of activities, and real-time actions and responses cannot be automated with any ease or consistency.

Tony Smith

Tony Smith

Strategic Consultant

Posted on: Monday, October 25, 2010

Who has accountability for Liquidity Management?

Very few banks have mastered the art of accountability when it comes to liquidity management. Corporate treasury and finance generally are responsible for the function in most institutions, depending on the purpose for which liquidity is being managed, but often neither has it firmly in its domain.

Tony Smith

Tony Smith

Strategic Consultant

Posted on: Friday, October 8, 2010

Managing Liquidity for a Competitive Advantage

The art of accountability when it comes to liquidity management was the topic of a recent blog I posted. The premise behind that blog was that most banks have not mastered this art, but instead spread this responsibility between Corporate Treasury and Finance, depending on the purpose for which liquidity is being managed.