Archives

Expert view: the ACI blog

Paul McMeekin

Manager of Business Intelligence & Market Research

Posted on: Tuesday, July 22, 2014

In Defense of Payment and Banking

It was December 2012 when I heard the words “banking is dead” swiftly followed by “payments will never be the same.”

Seth Ruden

Senior Fraud Consultant

Posted on: Thursday, July 17, 2014

The Battle for Top of Wallet

In the recent Aite/ACI global consumer fraud survey, a few key points jumped out at me from the North American statistics:

David Worthington, Bell ID

Principal Consultant Payment & Chip Technology

Posted on: Thursday, July 10, 2014

EMV—Problem or Opportunity for Card Issuers?

The race is now on for many U.S. issuers to get to EMV—or chip (and hopefully PIN) cards.

Subhashish Bose

Senior Fraud Consultant

Posted on: Tuesday, July 8, 2014

The Indirect Cost of Fraud to Banks

Retail banks in Asia Pacific should be worried if they have read the recent survey results of card fraud conducted by Aite Group & ACI Worldwide.  A few warning signs emerged from over 1,800 respondents surveyed across 6 countries in the APAC region.

Phil Spradlin

Product Marketing Manager

Posted on: Tuesday, July 1, 2014

As Lenders Pursue Riskier Borrowers, 3 Steps to Ensure You Get Paid

To drive revenue during a time of sluggish growth and increased regulation, U.S. credit card lenders are courting risky borrowers more aggressively than the past, reports The Wall Street Journal. Banks target these riskier borrowers as they tend to pay higher interest rates and generate higher revenue, but how do you ensure they pay you?

Jay Floyd

Principal Fraud Consultant

Posted on: Monday, June 30, 2014

How Seriously Do Banks Take Educating Their Customers Against Risky Behaviour?

Aite Group has just published a research report titled “Global Consumers: Losing Confidence in the Battle Against Fraud”, based on a global survey conducted by ACI Worldwide.

Michael Grillo

Senior Product Marketing Manager

Posted on: Tuesday, June 24, 2014

Questioning Consumer Confidence in Fraud Protection: Are Banks and Retailers at Risk?

Earlier today, Aite Group (alongside ACI) unveiled a comprehensive new research report that calls into question consumer confidence in fraud protection by financial institutions and retailers.

Sandra Horn

Principal Product Marketing Manager

Posted on: Friday, June 13, 2014

BASEL III – Friend or Foe?

BASEL III focuses on two main aspects to manage risk:  Capital and Liquidity.  The scope of this initiative forces a comprehensive examination of assets, systems and procedures.

Mark A. Ranta, CTP

Senior Product Marketing Manager

Posted on: Friday, June 13, 2014

Is Real Time Fast Enough?

Real-time payments have been the holy grail for some time in our industry; with more countries reaching this summit, it begs the question, is real-time fast enough?

Phil Spradlin

Product Marketing Manager

Posted on: Thursday, June 12, 2014

Health Plans: Top 10 Steps to Overcome the State Exchange Mess

$240 Million may be needed to fix five state exchanges according to the Wall Street Journal, leading some states to consider shutting down their state exchanges to leverage the federal exchange.