Expert view: the ACI blog

Mark A. Ranta, CTP

Senior Solution Consultant

Posted on: Monday, September 22, 2014

Virtual currencies are very much a global reality

The last couple of years have seen virtual currencies come to the fore, a decade-plus since the emergence of Second Life and its Linden Dollar. And virtual is now among the hot topics at this year’s Sibos conference.

Paul Thomalla

SVP & Managing Director, EMEA

Posted on: Thursday, September 18, 2014

Payments Innovation at Groupe Auchan, One of the World's Largest Retailers

France-based Groupe Auchan is the world’s eleventh largest food retailer, with more than 3,000 stores, spanning 15 countries across Europe and Asia. The retail giant is embarking on a major payments initiative that will not only benefit the organization, but its hundreds of thousands of customers as well—a new SEPA-compliant European card payments platform, the first of its kind in Europe. 

Mark A. Ranta, CTP

Senior Solution Consultant

Posted on: Wednesday, September 17, 2014

Where's the Beef? Why I hope Apple Pay is just the first (baby) step

So the big day has come and gone and I feel like the little old lady from the famed "where’s the beef?" commercial. I'm content that Apple has acknowledged that they had been passed by other handset providers on things like screen size, battery capacity, camera capabilities and NFC (not to mention the wearable dimension) by announcing their new iPhone and Apple Watch.

Seth Ruden

Senior Fraud Consultant

Posted on: Tuesday, September 16, 2014

Another breach. Another day. Another fraud strategy?

An overwhelming volume of merchant data breaches in the United States is the current condition facing banks. To be strategically managing them with the degree of precision that is necessary to maintain solid control over the environment is a tremendous challenge, and this requires extraordinary governance.

Paul McMeekin

Manager of Business Intelligence & Market Research

Posted on: Friday, September 12, 2014

The Challenge Facing Disruptors

It’s a disruptive world. I like to think no industry is facing disruption like the payments world. However, in the last two weeks I have begun to question it.  Today is September 12th, three days after Apple launched the iPhone 6, Apple Pay and their new wearble watch. To a payments geek like myself, the payments platform is the most interesting. Social media went into a frenzy during the launch and my colleagues in payments were beyond exuberant. I decided I needed to call some non-payment friends.

John Gessau

Director, Product Management

Posted on: Thursday, September 11, 2014

What Apple’s announcement means for the Payments Industry

With the news of the iPhone 6 and Apple Watch debuting with mobile wallet capabilities in the marketplace, Apple’s announcement has given the (mobile) payments industry a boost, no doubt about it. But in what direction, and what are the implications?

Craig Ramsey

Transaction Banking Solution Lead

Posted on: Friday, September 5, 2014

SEPA - is the burden turning into a benefit?

2014 finally saw the completion of the SEPA process that was some ten years in the making.

Mark A. Ranta, CTP

Senior Solution Consultant

Posted on: Friday, September 5, 2014

Noteworthy topics during the 2014 ACI Exchange

In this short video, Mark Ranta, ACI Senior Solution Consultant, gives an overview of what topics he found exciting during this year's ACI Exchange. 

Phil Spradlin

Product Marketing Manager

Posted on: Tuesday, September 2, 2014

What’s The New Imperative for Electronic Bill Payment?

A big shift is emerging in my personal interviews with over 40 leaders responsible for electronic bill payment. Integration is the new imperative! Over the last year leaders began citing integration as a key reason why they selected their new system. Yet, in years prior integration was absent from our conversations.

Mark A. Ranta, CTP

Senior Solution Consultant

Posted on: Tuesday, September 2, 2014

The Mobile George Costanza Wallet

As any thrifty mobile-savvy individual has realized in recent months, there is serious value that can be unlocked via mobile apps.