Card management

Stored value cards have outpaced the general growth of electronic payments, with the proliferation of gift cards and efforts by retailers to keep spend in-store by issuing returns on a store card. In addition to this many retailers also continue to offer paper-based charge programs.

As this growth has occurred, retailers are now faced with the high costs associated with outsourcing these programs. ACI’s card management capabilities offer a proven cost-reduction solution to take these services in-house.

Postilion for Retailers

Postilion is an integrated payments processing and card management solution designed for the Windows operating systems.

It captures and authorizes customer payments at the point of purchase, providing a fast, convenient and cost-effective method for processing a wide variety of electronic payments. 

Created with the ability to handle any delivery channel performing any transaction type, the solution can be extended through a powerful Software Development Kit.

ACI hosted and SaaS-based solutions

Relieves the merchant from the everyday responsibilities of installing, deploying, configuring, and maintaining the software solution, reducing PCI costs and worries associated with managing one’s own rewards management solution.

ACI Proactive Risk Manager

A complete fraud detection solution to manage risk across a financial institution’s business lines and customer accounts.

Proactive Risk Manager combines the power of predictive analytics and expertly defined rules for fast, accurate and flexible response to the evolving and growing nature of fraud and money laundering.

ACI Retail Commerce Server

Single, integrated platform that forms the basis of a customer-centric retailing strategy. Leverage the critical interaction of payments as the foundation for growing profitably by driving new revenue, keeping more spend in store and reducing losses due to fraud and abuse.

  • Gift and Proprietary Card Management supports the issuance and acceptance of prepaid stored value cards and private label credit cards.
  • Rewards Management provides an enterprise-wide online reward system controls multiple concurrent programs for a single customer, allowing maximum flexibility in the way shoppers are rewarded and motivated.
  • Refunds Management detects and stops fraudulent and abusive return behavior as well as increasing sales and customer loyalty.

All available to license on-premise or on the ACI On-demand services.