UP BASE24-eps

UP Retail Payments featuring UP BASE24-eps is an enterprise class payments solution with choice, control and flexibility that lowers total cost of ownership for current and future payment needs.

It is an integrated payment engine that acquires, authenticates, switches and authorizes financial transactions across multiple channels. It is the next-generation of our world-class payments platform, drawing on more than 40 years’ experience in payments software.

As organizations work to quickly and efficiently address rapidly changing market needs, such as real-time payment schemes and any-to-any payments, UP BASE24-eps, minimizes disruption by bridging current payment systems with ACI’s UP Framework.

UP Framework orchestrates all aspects of payment processing for any payment type, any channel, currency or network. It provides the ability to easily add new endpoints, coordinate financial transactions across multiple systems for data enrichment and rapidly identify fraud patterns.

UP BASE24-eps provides a full range of functionality to support payments – from traditional card, ATM and bank branch transactions through to all forms of mobile commerce and internet banking.

Key benefits

  • Core payment engine

    Supporting your issuing and acquiring products and services

  • Highly extensible authorization processing

    Supported through a powerful scripting engine

  • Ensures service level and information consistency across customer touch points

  • Provides comprehensive and extensible support for consumer e-payment transactions

  • Offers support for a wide range of POS devices, ATM Self Service and global and regional payment network interfaces

  • Supports new e-commerce delivery channels, including Internet-based payment services and mobile devices

  • Provides flexible switching and routing to major networks, card associations and processors

  • Enables high-volume, high availability processing through a scalable, fault-tolerant software architecture

  • Multi-platform availability now supporting Linux/x86

    Enables users to deploy UP BASE24-eps on the infrastructure that fits their strategic direction

  • Facilitates high productivity

    With a user interface built around task-oriented workflow to streamline management and operation

Additional information

  • Award-winning

    BASE24-eps named the Most Innovative Financial Services Solution in the 2011 Financial World Innovation Awards

  • Request standard POS device message specifications

    Request a manual describing the ACI standard POS message exchanged between a host and third-generation POS devices or controllers

  • Truly global

    UP BASE24-eps engineered from ground up to meet global requirements including a multi-language user interface, and double-byte character support

  • Core component of our end-to-end issuing and acquiring solutions

    With off the shelf interoperability with other ACI solutions, including card management, merchant acquiring, settlement and fraud prevention products

  • Supports critical global functionality like EMV and multicurrency processing

  • Gives users the ability to define application logic such as authentication and journaling without having to modify source code

  • Uses industry-standard technologies such as Java, C++ and XML